Demolition Contractors

A comprehensive insurance program providing general liability, auto, pollution, and excess coverage for wrecking and/or salvage operations.

Demolish. Renovate. Repeat.
Whether you’re tearing down or building up, we’re here to help protect your insureds at every stage of the process.

The Demolition Contractors and wrecking market represents a $7 billion industry poised for growth.  Amwins Program Underwriters understands this industry is constantly changing and proudly offers our tailor-made Demolition Contractors insurance program to fit your client's needs.  Program highlights include superior claims and loss control service, as well as local rating and underwriting.

 

Eligible accounts

  • Demolition contractors responsible for:
    • Wrecking buildings or structures
    • Interior demolition (stripping out) of buildings and structures

*At least 75% of GL receipts must come from these classes 

 

Other eligible accounts (up to 25% of GL receipts)

  • Demolition contractors responsible for:
    • Excavation
    • Grading of land
    • Recycling of construction debris

 

Ineligible accounts

  • No demolition contractors where more than 25% of demolition operations are subbed out to others
  • Wrecking ball and/or blasting performed by the insured

 

Coverages

  • General liability
  • Automobile
  • Pollution liability
  • Excess

 

Submission requirements

  • 75% of operations must be derived from demolition-related activities
  • Completed industry standard application
  • Demolition Contractors supplemental application
  • Currently values loss runs for the past five years
  • Narrative of any losses in excess of $50,000
  • Current balance sheet and most recent audited financial statement including notes or D&B equivalent
  • Signed TRIA upon building
  • If employee leasing is done, a copy of the lease agreement
  • Details of all operations, including discontinued or sold operations, and new acquired operations
  • Current drivers list and MVRs

Demolition Contractors
Program details


Availability

The program is available in all U.S. states, except:

  • Alaska
  • Hawaii
 

Minimum premium

$10,000 (General liability)

 

Limits

  • General liability
    • General aggregate: $2,000,000
    • Products/completed operations aggregate: $2,000,000
    • Personal & advertising injury: $1,000,000
    • Each occurrence: $1,000,000
    • Fire damage: $100,000
    • Medical expenses: $5,000
    • Per occurrence deductibles of up to $25,000 either on an individual BI and PD basis as well as a BI/PD combined available
  • Auto - $1,000,000 CSL

 

Carrier

  • A.M. Best Rated “A”
  • Non-admitted paper for GL and excess
  • Admitted for all other lines

Contact Us

Mark Coy
Senior Program Manager
Amwins Program Underwriters - Camp Hill, PA
717.214.7609 mark.coy@amwins.com