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The market for medical professional liability has hardened. While alternative risk vehicles, such as risk retention groups (RRGs), can be a great choice for certain insureds, they aren't a good fit for everyone. This article will help retail brokers understand how RRGs function, the benefits they can offer insureds, and how to help choose the right RRG to meet their clients' specific needs.
As plaintiff’s attorneys seek ways to challenge the application of public entity immunity, purchasing liability insurance has become increasingly challenging for public entities in states that traditionally had significant limitations on the dollar amounts that can be awarded to a plaintiff.