Market Insights

Stay informed on emerging issues and trends in the insurance industry.

2024 Outlook

State of the Market

As we kick off 2024, the insurance marketplace continues to experience many of the same highs and lows we encountered in 2023. Some markets are less challenging than others, with a competitive rate environment and more favorable underwriting, while others grapple with one of the most demanding markets we’ve ever seen.

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Cannabis Beverage Boom Creates Uncertainty and Opportunity

Intoxicating hemp products aren’t new, but they have begun to increasingly flow through existing beverage distribution networks. In addition to retail, restaurants, and bars, even sports stadiums have started serving THC beverages alongside alcohol, creating a host of liability concerns and potential gaps in insurance placements.

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Severe Convective Storms Continue to Challenge the Insurance Industry

The cost to address damage done by SCS is now almost on par with primary perils like hurricanes and earthquakes. In 2023, these storms dominated global insured losses, surpassing $50B in losses within the U.S. alone and making up nearly 60% of all insured losses. The trend has continued in 2024.

Oct 21, 2024

Market Insights

State of the Market

Cannabis Beverage Boom Creates Uncertainty and Opportunity

Severe Convective Storms Continue to Challenge the Insurance Industry

Marine Coverage: A Deep Dive into Today’s Marketplace

Police Professional Liability: A Necessary Evolution in Security

Cannabis Beverage Boom Creates Uncertainty and Opportunity

Insurance Claims at Lloyd's – How Does it Work?

The Earthquake Insurance Market: What’s Next?

Severe Convective Storms Continue to Challenge the Insurance Industry

Wildfire Insurance: Market Outlook, Claims Trends and Innovative Technology Shape the Sector

Navigating Business Interruption Risks in the Age of Cyber Disruptions

Shifting Dynamics in the Public Entity Casualty Market

Highs and Lows of the Public Entity Property Market

PEO Sector Faces New Challenges with Labor Shifts

Top 5 Items to Consider in Healthcare M&A

Navigating the Landscape of Semaglutide and Other Weight Loss Drugs

Avoid These 3 Mistakes When Insuring Construction Clients

Healthcare Firms Confront 'Perfect Storm' of Post-Pandemic Liability Issues

State of the Market Report: A Focus on Cyber

Navigating Asset Manager Forms and Submissions

Carbon Sequestration 101: Understanding the Risks and Finding Insurance Solutions

EIFS: Understanding the Risks and Potential Coverage Limitations

State of the Market: A Focus on the Transportation Industry

Home Health Care Agencies Can Avoid Insurance Blame Game with Auto Liability Coverage & Risk Management

Leveraging Captives for Greater Control and Customization

CrowdStrike Outage: Market Impacts and Coverage Implications

Real Estate Casualty Market Hardening Enters Uncharted Territory

Navigating the Future of Battery Energy Storage Systems: Challenges and Insights

AI in Healthcare – What we know and how we are responding

CGL Exclusions Common to Construction-Related Claims

Evolving Social Engineering Tactics Raise the Stakes for Cyber Coverage

ESOP Growth Presents Market Opportunity for Retail Agents

Builder’s Risk Insurance: What Costs Are Covered in the Event of a Loss?

Contractor’s General Liability – 11 Common Coverage Limitation Endorsements

Flood Risk Coverage Requires Speed, Flexibility and Expertise

Spike in Accommodation Complaints Increases Employers’ EPL Risk

Mass Exit: Coverage in the Human Services Industry Increasingly Hard to Come By

Facultative Reinsurance: Casualty Market Update

Facultative Reinsurance: Property Market Update

State of the Market: A Focus on Builders Risk

Cannabis Intoxication Liability: A Growing Concern for Businesses

Active Assailant Coverage: A Key Provision in Preparing for California's New Workplace Violence Prevention Law

Going Global Brings New Risks

Social Services Look to E&S Amidst Change in Admitted Marketplace

Top Catastrophe Claim Tips for Severe Weather Season

Another Look: The Rise of Billion-Dollar Catastrophe Claims

CAT Modeling 101

Limiting Transactional Risk in M&A

The Role of Fire and Water Remediation Insurance in Disaster Recovery

Florida Condo Associations and Co-Ops Face the Reality of Legislative Updates

State of the Market Report – A Focus on the Hospitality Industry

Professional Liability Risks and the Cost of Potential Errors

The Importance of Marine War Insurance in Today's Global Shipping Industry