When an insured with five New York City hotels converted operations to COVID-19 shelters for the local homeless population, the change in exposure threw a wrench in the renewal. While the general liability carrier stayed on the account, the excess carrier discontinued coverage. The retail agent contacted Amwins to fill the excess coverage for these locations.

With a local government agency managing and operating these shelters, the insured’s exposure was lessened. However given the venue, occupancy and market conditions, filling out the program was still an uphill climb. Through our market access and industry expertise, we were able to fill the policy with just two layers - securing a big win for our retail client and their insured.

Amwins has the expertise to place complex risks consistently and effectively.