Small Accounts

Amwins Access is a nationwide binding and brokerage platform for small P&C and personal lines accounts. Deliver the targeted insurance tools and expertise that keeps smaller accounts running.

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Big solutions for small businesses

In a world marked by unprecedented change and rapidly evolving markets, your small accounts and small business insurance clients need the right coverage quickly. Backed by a global network, niche industry expertise and specialist teams, Amwins Access delivers competitive small business solutions — providing the resources you need to succeed along the way.

Driven by data and analytics, our industry-leading technology both simplifies and accelerates the process of handling small accounts. And, our centralized client services, local underwriting and operations teams are with you and your clients every step of the way. The result? Speed, efficiency and the best possible terms for your insureds.

With 234 underwriting teams dedicated to the small business space, and average industry experience of more than a decade, our focus on small accounts has successfully grown the division to bind more than $2.2 billion in premiums annually. Not only does that make Amwins Access a leading producer in each of our core markets, but it means you have the firepower of an industry-leading firm at your fingertips.

As the small accounts insurance division of Amwins, we tap into the size, access and reach of our organization — because small accounts shouldn't mean small solutions.

Our Operating Companies


MHI provides specialty and surplus lines markets for licensed insurance agents in four states and has annual premium volume of approximately $55 million.

RIC Insurance General Agency is one of the oldest independently owned MGA / Surplus Lines Brokers on the West Coast with over 50 years in business.  


Amwins is proud to be AM Best’s first delegated underwriting authority enterprise (DUAE) to receive a PA-1 score, reflecting the highest standards for underwriting excellence.

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Commercial + personal lines coverage 

From general liability and property to nature-based risks, Amwins Access covers niche areas of specialty with solutions designed to mitigate even the most complex risks. 

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Nationwide relationships

With Access offices throughout the majority of the country, we have the reach and relationships to deliver for your clients — no matter where they are. 

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Market reach + clout

When you partner with Amwins for small business insurance, you benefit from the expertise and market access of the largest P+C wholesaler in the U.S. 

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annual premium


retail agency relationships


dedicated underwriting teams