Exclusive Programs

The Exclusive Programs team (Accident & Health Underwriters) delivers proprietary, purpose-built solutions not accessible through standard markets—designed to solve specific industry, coverage, and pricing challenges with speed and consistency. Backed by Amwins’ underwriting and program management capabilities, these offerings combine specialized plan designs, streamlined administration, and dedicated support to help brokers win more business, protect clients from volatility, and unlock solutions tailored to unique employer needs.
Amwins Exclusive Programs Page - v1
Exclusive-Programs-Brochure-Mockup-FINAL

Excellence in Specialty Underwriting

Specialized expertise and underwriting precision helps agencies and carriers navigate today’s most complex health risks with confidence. Backed by the scale, infrastructure, and market access of Amwins, our team designs tailored accident and health solutions that balance innovation with disciplined risk management—supporting everything from niche program development to large, multi-state opportunities. We combine deep product knowledge with responsive service and data-driven insights to move quickly from concept to execution, ensuring our partners can compete—and win—in a rapidly evolving marketplace. If you’re looking for a partner that brings both creativity and control, let’s start the conversation. 

EXCLUSIVE PROGRAMS

Carriers

Enjoy the financial security of AM Best “A” rated carriers, underwritten by a long-standing platinum member of the Self-Insurance Insurance Institute of America.

Our Services:  

  • Risk Assessment & Underwriting  
  • Pricing model development
  • Premium, Claims, and Operational support
  • Insurance and Reinsurance
  • Program Management 
  • Compliance & Audit Services

By the Numbers


 

$500M

Underwritten Premium

250K+

Lives Covered

50+

Team Members

 


Underwriting Services

Comprehensive full-service capabilities delivered by an experienced team that strategically balances risk management, innovative solutions, and operational flexibility for level-funded and self-funded plans. 

Large Group

Our Large Group underwriting capabilities are built to support brokers with complex cases that demand expertise, precision, and flexibility. We partner closely with leading carriers to provide competitive solutions backed by disciplined, sustainable pricing and clear, competitive terms and options. Our team provides needed support throughout to the process to help you deliver strong terms, navigate binding, and facilitate a smooth path through implementation.

Small Group

Our Small Group capabilities make quoting and placing coverage fast, accurate, and easy for brokers—without sacrificing strategy. We support employers in the 2–300 range with custom underwriting and expert guidance on carrier fit, plan design, and affordability. From submissions to enrollment, our team helps you move business efficiently, delivering a smoother experience for you and your clients.

Stop-Loss

Our Stop-Loss underwriting team helps brokers protect self-funded employers with smart, market-ready structures and responsive turnaround. We translate claims experience and risk factors into clear specific and aggregate recommendations, negotiate competitive terms with top carriers, and guide strategies around disclosures, lasers, contract basis, and renewals. With disciplined data review and strong carrier relationships, we deliver underwriting that’s built for stability, speed, and long-term success.

Exclusive Programs

Coalition Development capabilities

With the ever-changing healthcare landscape, retailers are realizing the role self-funding and stop loss play in assisting clients in bending the healthcare cost curve. We can assist retail partners in developing stop-loss coalitions. Designing and implementing a preferred provider relationship can be complicated. We can assist with:

  • Defining coalition terms
  • Contracting with carriers and reinsurers
  • Managing the quoting and renewal process
  • Customized reporting
  • Profitability strategies
  • Internal accounting controls

Program Management

Our program management expertise enables us to design tailored solutions that go beyond traditional stop-loss underwriting—combining specialized underwriting, operational oversight, and vendor coordination to create programs that perform. We build and manage custom strategies around high-impact cost drivers, align carrier and partner resources, and monitor results with disciplined reporting and governance. The outcome is a scalable, compliant program structure that improves execution, enhances the broker and employer experience, and drives meaningful reductions in total healthcare cost.

 

Alternative Risk Solutions

Innovative alternative risk-management solutions that help brokers and their clients navigate the turbulent health-insurance market. 

Cost Containment

Leading expertise to address the continually evolving benefits landscape, offering access to specialty benefit insurance products and services, benefit administration and program management.  

Compliance & Audit Services

Our Compliance & Audit Services help brokers and employers reduce risk, strengthen governance, and keep plans aligned with evolving regulatory requirements. We support documentation, reporting, and operational best practices across key areas impacting self-funded and stop-loss programs—helping ensure the right processes, data, and controls are in place throughout the policy lifecycle. With a disciplined, detail-oriented approach, we identify gaps early, improve consistency across stakeholders, and help protect the plan, the broker, and the carrier from avoidable issues.

Dialysis Management Solutions

Dialysis is one of the most consistently high-cost claim categories in self-funded healthcare, and our Dialysis Management Solutions are designed to help plans manage that exposure without compromising access to care. We combine network strategy and proven cost containment approaches to guide members to appropriate providers, improve coordination, and reduce excessive unit costs. The result is a more sustainable program that supports better outcomes for members while helping employers control one of the largest drivers of catastrophic and ongoing claims.

Claims Administration

Simplify your claims management with our comprehensive claims administration. Our solution streamlines the entire claims process, from submission to resolution, ensuring efficiency and accuracy at every step.

Much More

Contact our team today by filling out the form on this page to learn more about the underwriting and complete capabilities of our Exclusive Programs team at Amwins Benefits!

Contact Us Today!