Market Insights

Property managers commonly serve as the primary insured, particularly in multifamily and habitational portfolios. However, this model is predicated on the assumption that property managers are adequately protected under a property manager’s policy – which doesn’t always ring true.

Rapid growth in solar development is increasing demand for specialized insurance that protects investors against tax credit disallowance or recapture. We cover the benefits of solar tax credit insurance in facilitating risk management and the challenges of an undersupplied, highly technical market with rising premiums.

Commercial auto risk encompasses more than vehicle ownership. A business’ day-to-day operations form the real exposures and risk profile. For businesses looking to avoid coverage gaps and high-cost claims, understanding how exposures are evaluated is key.

While securing favorable pricing is important, the real value of a property insurance policy goes far beyond the number on the bottom line. Buyers and brokers alike should be cautious not to conflate lower premiums with better deals.

Clients deserve to understand flood risk better. Here we help you understand why and how flood insurance beyond the FEMA designated high risk flood zones is important for your clients.

In events like this, it is important to note that cyber policies vary greatly and may not all apply uniformly (or at all) depending on the paper, form or particular wording of each policy. And while Canvas, owned by Instructure, is reportedly working with affected schools and universities to resolve the outage and ensure the security of the system, there may be potential coverage implications resulting from this incident.

As startups progress through each round of funding, their D&O risk profile mounts quickly. As startups grow, their insurance coverage structure and policy wording must evolve accordingly to protect both the company and the personal assets of its stakeholders.

While the insurance agents and brokers E&O market is softening with increased capacity and competitive pricing, underlying risks are becoming more complex. The favorable market conditions we’re experiencing should be used to strengthen coverage, documentation and risk management practices rather than assume reduced exposure.

Events such as the recent Stryker cyber incident underscore the importance of cybersecurity controls and cyber risk management. Rather than cause alarm, they should remind organizations to prepare themselves with proactive steps, including, but not limited to, reviewing their cyber insurance coverage.

As home insurance rates soften across the industry, homeowners’ dollars are able to go further and secure more comprehensive coverage for their homes. This shift creates a strategic opportunity for retail agents to reassess current policies and identify areas where clients may be underinsured.

In this Q1 2026 Economic Overview presented by Amwins and Prestige Economics, we dive into U.S. economic, housing, spending and cost data. We also look at the overall housing market focusing on interest rates, housing starts, building permits and home sales.

A cluster of late-Q4 2025 write-downs and bankruptcies tied to fraud is sharpening scrutiny across the U.S. financial institutions (FI) insurance market, raising questions about underwriting discipline, due diligence and how long carriers can maintain current pricing and capacity.