Property Insurance

Amwins' commercial property specialists collaborate on risks and draw on our global network to deliver unmatched insurance solutions to our clients.

Property insurance that delivers a distinct advantage

Placing more than 65,000 property accounts through 300 markets each year, we stay on top of property market conditions and industry trends to find solutions for your clients' most challenging risks, including catastrophe-exposed. When you tap into our network of property specialists, you get 500 industry-fluent professionals who collaborate on risks to provide custom insurance solutions.

As the nation’s leading wholesale broker, relationships are our strength. To meet your clients' evolving needs, we put our market relationships and clout to work to continuously develop proprietary products — even in hard market conditions. By delivering exclusive capacity, these products give you a distinct advantage over your competitors.

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753

dedicated professionals

$11.9B

annual premium placements


425

property markets we place business with

Property areas of specialty

Builders' Risk

Whether your client's project involves a renovation, catastrophe-exposed location, frame construction, or somewhere in between, Amwins has the builders risk and other construction property solutions to protect against job-site losses.

Energy

With energy sources continuously evolving, our specialists stay on top of market conditions to deliver property insurance solutions across upstream, midstream, downstream, utilities, solar and many other classes.

Hospitality & Entertainment

Do you have a large, coverage-driven account in the hospitality sector? Bring it on. We specialize in difficult-to-place risks from nightclubs to hotels to casinos.

Manufacturing & Distribution

Whether your client is involved in the design, development, manufacturing or distribution of products, we've got market access and expertise to deliver custom solutions that can't be found in the standard market.

Parametric Structures

Parametric solutions play a major role in covering catastrophe-driven risks and losses not caused by direct physical damage. We have the expertise to create individual account solutions as well as develop parametric products for specific perils, including a flood product for golf courses.

Public Entity

Public entities come in all shapes and sizes – from municipalities and government agencies to educational entities. Our specialists have the expertise to provide comprehensive, cost-effective property insurance coverage that meets your client's unique needs.

Real Estate

When it comes to commercial and residential real estate, Amwins brokers have the expertise and market relationships to protect your clients from weather-related and other unforeseen losses. With over $2 billion in annual property placements, real estate is kind of our thing.

Transportation & Inland Marine

From a fleet of trucks to rail trains, container ships and aviation, our transportation and inland marine property specialists have expertise to place coverage for whatever precious cargo your clients are hauling.

Specialty Coverages

Our property coverage expertise includes all risk, auto physical damage, boiler + machinery, cargo, dealers open lot, earthquake, difference in conditions (DIC), flood, motor truck cargo, terrorism, wind and more.
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Exclusive property capacity

Amwins Special Risk Underwriters (SRU) offers CAT-exposed property capacity, exclusively through Amwins brokers, as well as supplemental products like builder’s risk, earthquake, wind and AOP deductible buyback. In a tightening market where capacity is pulling back for these types of risks, SRU continues to add exclusive capacity.
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CAT modeling

Amwins' property insurance expertise extends into catastrophe-driven accounts. Our in-house actuarial team licenses robust, cutting-edge software to deliver catastrophe risk data analysis that helps determine the most accurate pricing.

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Claims advocacy

From designing a proactive claims management plan to engaging on difficult and complex claims, Amwins supports our clients when they need us the most.

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Customized solutions

We collaborate with you to deliver solutions based on specific coverage needs — tapping into our specialization model to craft the right approach. 

Property Broker search

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Case Study

Finding coverage for challenging property risks with prior losses.

A retail chain with stores located in major cities in the Northeast and Midwest had been insured in the admitted market for years. The account was non-renewed due to $5M+ of losses from riot claims occurring at multiple locations on the same day.

Susceptible to similar risks going forward, Amwins worked with our carrier partners to deliver a solution that met the client’s needs by providing protection for their stores and inventory. While most carriers wanted to exclude strikes, riots, and civil commotion coverage altogether, we were able to implement innovative deductibles and structures that supplied the needed coverage.

Amwins has the marketplace clout, scale, and access to place challenging risks.