Exclusive Property Programs | Amwins

Solutions:

Brokerage

Small Accounts

Underwriting

Global Risks

Benefits

The property market changes with the wind. At Amwins Special Risk Underwriters, sound underwriting, market access and client service is the foundation upon which we build our programs - all available exclusively through Amwins brokers.

Natural catastrophes, building costs, construction delays... the property market has seen its share of ups and downs in recent years. Despite these challenges, SRU continues to weather the storm - adding products and capacity in a tightening market.

Property capacity

SRU All-risk property and wind: Primary, excess and sidecar for CAT-exposed property. Line size up to $75M.

SRU Online: Streamlined solution for small property accounts. Line size up to $10M.

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SRU Earthquake: Nationwide primary and excess for EQ and earth movement. Line size up to $60M.

SRU Oracle: Shared and layered capacity following terms from selective A15 paper. Line size up to $5M.

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SRU Deductible Buyback: wind/quake/flood and AOP. Line size up to $7.5M.

Target classes

Office buildings
Condominiums
Schools

Shopping centers
Municipalities

Download our cheat sheet

Specialty programs

SRU Builder’s Risk:

Nationwide course of construction for wood frame and superior construction.

SRU Industrial:

Primary, buffer + excess industrial property for CAT/non-CAT.

SRU HabVantage:

All-risk coverage for multi-family apartments up to $5B TIV.

Backed by the power of Amwins, SRU is known for having expansive market access to a number of reputable insurance carriers, all with an AM Best rating of "A-" or better.

See if SRU's exclusive offering is a fit for your needs.

Connect with an Amwins Property Broker

Resources + articles

Stay up-to-date on emerging industry trends and topics.

What’s New in CAT Modeling

A lot of information goes into building CAT models, including new research on loss propensity by construction and occupancy type. While RMS version 23 has been out for a while, markets have only recently begun to make the switch.

Understanding Catastrophic Event Property Deductibles

A strong defense is a good offense, and the time to help your clients understand their exposures is before they find themselves in the path of a natural disaster. Learn more about the most popular forms of CAT deductibles here.

Watching the Winds – Severe Convective Storms Reshaping CAT Losses

While 2025 may not be a historic loss year yet, the early signals are there: more frequent, high-intensity SCS events are challenging loss budgets and exposing underwriting vulnerabilities. And as always, the market remains one major event away from another inflection point.

CoverCap: An Amwins Exclusive Primary Property Coverage for Middle-Market Risks

Amwins recently launched CoverCap, an exclusive E&S solution providing primary property coverage for middle-market risks. This program is available exclusively through Amwins brokers and backed by AM Best “A” rated carrier partners. Get all the details here.

State of the Market – Property Update H1 2025

The property marketplace has become extremely competitive, with carriers and MGAs alike heavily focused on account retention and premium growth. Program participants have been forced to quickly become more flexible with pricing, deductibles, terms, conditions and policy form as a result of meaningful amounts of capacity being offered by new carriers and MGA entrants – in addition to line size and appetite expansion from existing carriers and MGAs.

Top Catastrophe Claims Tips for Winter Storm Season

Severe weather can strike any season. Help your clients be prepared in the event their property is damaged during the winter months.

Florida Condo Associations and Co-Ops Face the Reality of Legislative Updates

Florida Senate Bill 4-D created safety requirements for condos and co-ops. However, the challenges and costs of implementing this new law soon became clear and resulted in the subsequent passing of Senate Bill 154. In this article, we examine key provisions of both bills and their impact on property owners looking for creative ways to offset increased costs.

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