Exclusive Earthquake Capacity

Amwins' exclusive "A" rated earthquake capacity provides a wide range of coverage options to ensure your clients are prepared in the event of a natural disaster.

The earthquake market is not immune to broader property market pressures, with capacity often constrained and underwriting remaining disciplined. As a result, many insureds regularly evaluate their coverage strategies and explore options in a market where flexibility can be limited.

Given the prevalence of seismic activity along the West Coast, earthquake coverage remains a critical component in protecting clients from potentially catastrophic losses.

With exclusive earthquake capacity only available through Amwins, we won't let this critical coverage fall through the cracks.

Product Coverage

Commercial DIC including EQ, EQSL and flood
Named peril wrap including EQ, EQSL and flood
Wide range of coverage options and endorsements
Both primary and excess

- Primary and excess participation in shared and layered programs with other earthquake markets. Amwins is the top trading partner with many E&S earthquake markets - leveraging our scale for your success.

Policy Limits

$50 million in exclusive policy limits available in CA, including Zone A and B
- $10M admitted in CA. No SLA taxes or CA state fees

$35 million in exclusive policy limits available in Pacific Northwest, including King County

Please contact your Amwins broker to submit an account, or contact marketing@amwins.com.

Highlights

No TIV limit
Very competitive pricing
No minimum premium
Will consider all construction classes and year built

CAT Modeling Expertise

Through Amwins, you not only gain access to modeling reports that determine the probable maximum loss for your client, you have knowledgeable advisors on your side that can explain exposure details and eliminate unnecessary costs in deductibles and limits.

Resources + articles

Stay up-to-date on emerging industry trends and topics.

5/27/2025

Earth Movement Coverage – Going Beyond Earthquakes

Seismic events aren’t the only reason the ground gives way beneath our feet. In this article we focus on the broader and often more critical protection offered by earth movement insurance.

10/7/2024

The Earthquake Insurance Market: What’s Next?

The earthquake insurance market is navigating a period of transition, moving from a phase of strict pricing and risk aversion to one marked by increased competition and opportunity. Understanding these emerging trends, regional impacts and future outlook is crucial.

12/15/2021

Q1 2022 U.S. Real Estate Property Renewal Guide

In general, real estate accounts are likely to experience rate increases between 7.5% and 15% during the first quarter of 2022. Very specific categories of accounts, however, are likely to experience much more challenging renewal outcomes with rate increases in the 25% to 100%+ range. This article explores those specific accounts.