The U.S. fire sprinkler market reached a value of $4.7B in 2020.

Setting up fire sprinkler systems can be a long, arduous process. Fire sprinkler contractors face unique risks and protecting their interests can be challenging. With technological advancements and product innovations, the market for fire sprinklers has increasingly gained traction. The growing rate of construction of commercial units including offices, retail shops, commercial centers, entertainment centers, hospitals and schools is catalyzing the demand for fire sprinklers in the U.S. 

Amwins Program Underwriters’ Fire Sprinkler Contractors program (SprinklerPro) has serviced the insurance needs of the fire sprinkler industry for more than a decade. We value expertise and relationships equally - creating partnerships that deliver and last. Because your challenges are our privilege. And when you win, we all win.

The program's appetite includes fire sprinkler contractors that design, fabricate, install, test, service, and repair sprinkler suppression systems, including pre-action or deluge water systems, and systems utilizing Halon, inergen, FM 200, foam, or CO2.

Program highlights

• Automatic status additional insured including primary and not contributing
• Automatic status waiver of subrogation
• No claims TPA. Claims handled by dedicated and experienced carrier partner claims department
• Risk control services available from carrier partner including Safety Advantage on-line services
• Mold/fungus coverage
• No exclusion or limitation endorsement for residential or CPVC work

Coverage

• Environmental Combined Policy (ECP) - providing the following:
  • General liability - occurrence based form at $1,000,000 occurrence/$2,000,000 aggregate
• Professional liability - full professional and not E&O at $1,000,000 per claim on claims made basis
• Pollution liability including microbial substance (mold/fungus) - $1,000,000 per claim on occurrence basis. Can be underwritten to provide for sudden and accidental site pollution for the insured’s own location(s); Contingent transportation coverage and/or non-owned disposal sites coverage
  • Project-specific endorsement available to address specifically required limits so as not to incur expense and exposure under excess policy
  • Contractually required older edition ISO additional insured forms (04/13, 07/04 and 10/01 edition) equivalents available subject to contract review and drafting
  • Larger SIR or deductible options of $50,000 plus for consideration on larger accounts
• Excess liability - follow form over primary including pollution, microbial substance and professional liability and in nearly all instances over primary auto liability and employer’s liability coverage to $15M limits
  • Workers’ compensation coverage (targeted at $50,000+ premium) on guaranteed cost basis
  • Business auto coverage (targeted at $50,000+ premium) on composite rating basis in most instances

Eligible accounts

Fire Sprinkler Contractors

• Designing, Fabricating, Installing, Testing, Servicing and Repairing Sprinkler Suppression Systems including Pre-action or Deluge water systems, and systems utilizing: Halon, Inergen, FM 200, Foam, or CO2