Fire Sprinkler Contractors

Specialized insurance programs dedicated to fire sprinkler contractors who design, fabricate, install, test, service, and repair fixed water-type and special hazard suppression systems.

The U.S. fire sprinkler market reached a value of $4.7B in 2020.


Setting up fire sprinkler systems can be a long, arduous process.  Fire sprinkler contractors face unique risks and protecting their interests can be challenging.
 

With technological advancements and product innovations, the market for fire sprinklers has increasingly gained traction.  The growing rate of construction of commercial units including offices, retail shops, commercial centers, entertainment centers, hospitals and schools is catalyzing the demand for fire sprinklers in the U.S. 

Amwins Program Underwriters’ two Fire Sprinkler Contractors programs (SprinklerPro and Fire Sprinkler Select) have serviced the insurance needs of the fire sprinkler industry for more than a decade.  We value expertise and relationships equally - creating partnerships that deliver and last.  Because your challenges are our privilege.  And when you win, we all win.

The appetite for both programs includes fire sprinkler contractors that design, fabricate, install, test, service and repair sprinkler suppression systems including pre-action or deluge water systems, and systems utilizing halon, inergen, FM 200, foam, or CO2.


SprinklerPro
 
(minimum premium: $25,000)


Availability

This program is available in all U.S. states, except: HI, New York City (Bronx, Brooklyn, Manhattan, Queens, Staten Island boroughs); Nassau County, NY and Suffolk County, NY


Coverage

  • General liability  - $1M/$2M limits
  • Professional liability
  • Contractors pollution liability including microbial substance (mold / fungus)
  • Umbrella/excess liability – follow form over primary including pollution, microbial substance and professional liability to $15M limits


Program highlights

  • Blanket additional insured including primary and not contributing
  • Blanket waiver of subrogation
  • Blanket per project aggregate
  • No exclusion or limitation endorsement for residential or CPVC work


Carrier(s)

A.M. Best Rated A+ 


Submission requirements

  • Completed industry standard applications
  • SprinklerPro supplemental application
  • Current and four years prior loss Information
  • Current financial statement
  • Project list showing top 10 jobs within the past three years

Fire Sprinkler Select
(minimum premium: $10,000)


Availability

This program is available in all U.S. states, except: AK, HI, New York State, and Cook County, Illinois


Coverage

  • General liability $1M/$2M
  • Excess/umbrella (includes professional) - $5M in-house with higher limits available
  • Professional liability extension
  • Worksite pollution

 

Special extensions available
(as required by written contract)

  • Additional insured/waiver of subrogation 
    – “Automatic” 
    – Scheduled entities
  • Per job aggregate
  • Employee benefits liability
  • Primary/non-contributory


Carrier

A.M. Best Rated "A" (Excellent), XV
 

Submission requirements

  • Industry standard application
  • Fire Sprinkler Select supplemental application – including five years premium history
  • Currently valued loss runs – valued within past 90 days and including details of any losses in excess of $10,000
  • Current job list and/or current certificate holders list
  • Firms in business less than five years, require  owner’s and key personnel’s resumes

Contact Us

Rob Best
Associate Director
Amwins Program Underwriters - Camp Hill, PA
717.214.7621 rob.best@amwins.com
Lorri Bowers
Senior Program Underwriter
Amwins Program Underwriters - Camp Hill, PA
717.214.7567 lorri.bowers@amwins.com
Shawn Fabors
Managing Director
Amwins Program Underwriters - Richardson, TX
214.618.6721 shawn.fabors@amwins.com
Donna Ruthenborg
Associate Director
Amwins Program Underwriters - Richardson, TX
214.618.6722 donna.ruthenborg@amwins.com