Fire Sprinkler Contractors

Coverage for fire sprinkler contractors who design, fabricate, install, test, service, and repair fixed water-type and special hazard suppression systems.

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AmWINS provides two programs for Fire Sprinkler/Suppression Contractors – SprinklerPro and Fire Sprinkler Select.



SprinklerPro is a multi-line insurance program for fire sprinkler contractors engaged in the design, fabrication, installation, testing, service, and repair of fixed water-type and special hazard suppression systems.


Target Clients

  • Fire Sprinkler Contractors - Designing, Fabricating, Installing, Testing, Servicing and Repairing Sprinkler Suppression Systems including Pre-action or Deluge water systems, and systems utilizing: Halon, Inergen, FM 200, Foam, or CO2



  • General Liability  - $1M/$2M Limits
  • Professional Liability
  • Contractors Pollution Liability including microbial substance (mold / fungus)
  • Umbrella/Excess Liability – follow form over primary including pollution, microbial substance and professional liability to $15M limits


  • Blanket Additional Insured including primary and not contributing
  • Blanket Waiver of Subrogation
  • Blanket Per Project Aggregate
  • Mold / Fungus Coverage
  • No exclusion or limitation endorsement for residential or CPVC work



  • Completed ACORD applications
  • SprinklerPro Contractors Supplemental Application
  • Current and four years prior loss Information
  • Current financial statement
  • Project list showing top 10 jobs within the past 3 years



National, excluding HI, New York City (Bronx, Brooklyn, Manhattan, Queens, Staten Island boroughs); Nassau County, NY and Suffolk County, NY


A.M. Best A+ rated carriers


Fire Sprinkler Select

Fire Sprinkler Select provides insurance solutions to fire sprinkler and fire suppression contractors of all sizes, beginning with minimum premiums of $10,000. Eligible operations include system design, fabrication, installation, inspection, testing, alarm installation, fire extinguishers and maintenance of water-based systems and chemical/special systems.



  • General Liability $1M/$2M
  • Excess/Umbrella (includes professional) - $5M in-house with higher limits available
  • Professional Liability extension
  • Worksite Pollution


Special Extensions Available (as required by written contract)

  • Additional Insured/Waiver of Subrogation 
    – “Automatic” 
    – Scheduled Entities
  • Per Job Aggregate
  • Employee Benefits Liability
  • Primary/Non-Contributory


National except in Alaska, Hawaii, New York State, and Cook County, Illinois



A.M. Best A-rated carrier



  • ACORD and Sprinkler Select supplemental application – including five years premium history
  • Currently Valued Loss Runs – valued within past 90 days and including details of any losses in excess $10,000
  • Current job list and/or current certificate holders list
  • Firms in business less than five years, require  owner’s and key personnel’s resume