Architects & Engineers

A comprehensive insurance program designed for architects, engineers and other design professionals.

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APU’s Architects & Engineers (A&E) insurance program offers comprehensive liability coverage for architects, engineers and other design professionals that generate revenue between $750K and $20M. The program is underwritten with an A.M. Best rated “A, XV” carrier.

Target Classes

  • Architects
  • Engineers
  • Other Design Professionals
The A&E team compiled a list of the most common risks the underwriters face in today’s market.  
Click here to view the disciplines or projects



  • Pre-claims assistance
  • Crisis Management 
  • Pollution
  • Technology
  • No copyright/trademark exclusion
  • Voluntary mediation credit
  • Pre-approved counsel
  • Worldwide Coverage
  • Waiver of Subrogation
  • Consent to settle 50/50
  • Punitive Damages where insurable and most favorable venue
  • Joint Venture Coverage
  • Follow-form excess (available nationwide on an admitted basis)



  • Primary practice policy limits of $5M per claim / $5M aggregate
  • Specific Project and Specific Client Excess limits are available



  • Admitted in all states except AK and WY. 
  • For states where we are currently not admitted, we write on a non-admitted basis.
Download a map of admitted states here.



A.M. Best Rated "A, XV"


Submission Requirements

  • Completed A&E Application (competitor applications are acceptable)
  • Five years of currently valued loss runs

Send a Submission                  Report a Claim