Roofing Contractors

An insurance program designed for commercial and residential roofing contractors, which includes waterproofing and other related roofing classes.
Roofing contractor working on roof

Raising the roof.  We placed the most risk in the industry last year.  It’s kind of our thing. 

The market size, measured by revenue, of the Roofing Contractors industry is $48.6B in 2021, and this industry has grown 1.3% per year on average over the last five years.  Amid rising demand, industry operators are expected to hire more workers as the single-family housing, multifamily housing, and nonresidential markets expand. 

Amwins Program UnderwritersRoofing Contractors insurance program offers custom solutions designed specifically for commercial and residential roofing contractors, including waterproofing and other related roofing classes.  Where there’s rooftop risk involved, we’ve got your back.

Coverages and highlights

  • General liability - $1M/$2M
  • Excess/umbrella - $5M in-house authority
  • Per project aggregate
  • Fire damage legal liability
  • Medical payments
  • Contractors' pollution legal liability
  • Will consider hot-tar and torch-down work
  • No limitations on the amount of sub-contracted work

Special extensions available

  • Additional insured and waiver of subrogation (as required by written contract)
    • "Automatic"
    • Scheduled entities
  • Employee benefits liability
  • Primary/non-contributory wording available
  • Drone coverage available for inspections

Submission requirements

  • Industry-standard application
  • Roofing Contractors supplemental application
  • Loss runs – five years valued within the past 90 days and details of losses in excess of $10,000
  • Firms in business for less than five years will need the owner(s) resume

Roofing Contractors
Program details



The program is available in all U.S. states, except in: Hawaii, New York State, and Cook County, IL

Minimum premium







A.M Best Rated "A"


Amwins in the news:

Yulanda Dudley discusses the challenges a roofing contractor may face if they fail to ask the right questions and obtain proof of insurance from subcontractors in an interview with Insurance Business.

What steps should a roofing contractor take to reduce subcontractor exposures?

  • Check for the appropriate limits in the policy
  • Ensure subcontractors have adequate coverage
  • Look at the subcontractor's experience
  • Authenticate their proof of insurance
  • Assess the subcontractor's safety and risk management programs


Contact Us

Yulanda Dudley
Associate Director
Amwins Program Underwriters - Camp Hill, PA