Woodworking Operations
Woodworking Operations
Woodworking is a risky business. We help you measure and build trustworthy solutions.
The highly diverse North American wood products market totals an estimated $75 billion. Woodus K. Humphrey, an industry-leading MGA dedicated to the woodworking space, offers a property and casualty insurance program for woodworking plants/operations. Our underwriters are extremely knowledgeable, and with dedicated program managers, you are assured expertise in each of the industries we serve.
Because we have such extensive understanding of the woodworking industry, we inspect every risk prior to accepting it. We also make property preservation inspections from one to four times per year depending upon the occupancy and protection of the risk.
Target Clients
- Sawmills
- Furniture manufacturers
- Pallet plans
- Truss manufacturers
- Wood chip mills
- Wood treating plants
- Dimension mills
- Cabinet shops
- Retail and wholesale building material dealers
- Mulch manufacturers
Coverages
- Package
- General Liability
- Property incl. Business Interruption
- Commercial Auto
- Inland Marine
- Boiler & Machinery
- Equipment Breakdown
- Umbrella
- NEW! Sidecar solution for hard-to-place risks
Woodworking operations insurance program key details
Availability
National (with focus in Southeastern and Midwestern US)
Limits
- Property - high limits available
- General liability - $1,000,000 / $2,000,000
- Sidecar - Primary up to $5M; Excess up to $7.5M
Carriers
- Both Admitted and Non-Admitted Capabilities
- Multiple A+ Rated Carriers
Submission Requirements
- 5 years of Loss Runs
- SOV
- Photograph of buildings to be insured, if available
- Thermo-scan results
