Demolish. Renovate. Repeat.
Whether you’re tearing down or building up, we’re here to help protect your insureds at every stage of the process.

The Demolition Contractors and wrecking market represents a $7 billion industry poised for growth.  Amwins Program Underwriters understands this industry is constantly changing and proudly offers our tailor-made Demolition Contractors insurance program to fit your client's needs.  Program highlights include superior claims and loss control service, as well as local rating and underwriting.

Eligible accounts

• Demolition contractors responsible for:
  • Wrecking buildings or structures
  • Interior demolition (stripping out) of buildings and structures

*At least 75% of GL receipts must come from these classes 

Other eligible accounts (up to 25% of GL receipts)

• Demolition contractors responsible for:
  • Excavation
  • Grading of land
  • Recycling of construction debris

Ineligible accounts

• No demolition contractors where more than 25% of demolition operations are subbed out to others
• Wrecking ball and/or blasting performed by the insured

Coverage

• General liability
• Automobile
• Pollution liability
• Excess
  

Submission requirements

• 75% of operations must be derived from demolition-related activities
• Completed industry standard application
• Demolition Contractors supplemental application
• Currently values loss runs for the past five years
• Narrative of any losses in excess of $50,000
• Current balance sheet and most recent audited financial statement including notes or D&B equivalent
• Signed TRIA upon building
• If employee leasing is done, a copy of the lease agreement
• Details of all operations, including discontinued or sold operations, and new acquired operations
• Current drivers list and MVRs

Demolition Contractors
Program details

Availability

The program is available in all U.S. states, except:

• Alaska
• Hawaii

Minimum premium

Limits

• General liability
  • General aggregate: $2,000,000
  • Products/completed operations aggregate: $2,000,000
  • Personal & advertising injury: $1,000,000
  • Each occurrence: $1,000,000
  • Fire damage: $100,000
  • Medical expenses: $5,000
  • Per occurrence deductibles of up to $25,000 either on an individual BI and PD basis as well as a BI/PD combined available
• Auto - $1,000,000 CSL

Carrier

• A.M. Best Rated “A”
• Non-admitted paper for GL and excess
• Admitted for all other lines