Waste Haulers

Comprehensive coverage for non-hazardous waste service operations.

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No matter what type of non-hazardous waste service activity your clients are engaged in, they will be well-protected by the comprehensive insurance coverage we offer through the APU Waste Haulers program.

Program Highlights

  • Underwritten by a team with over 25 years of experience
  • Competitive rates
  • Available on an admitted or non-admitted basis
  • Excess limits available up to $5M
  • Telematics solution available to program insureds
  • Auto liability deductibles available, including large deductible programs on larger accounts


  • Auto Liability (including pollution)
  • Auto Physical Damage
  • Environmental Impairment Liability
  • General Liability
  • CA 9948 Broadened Pollution Included
  • MCS-90 Endorsement Available
  • Umbrella Coverage


Target Clients

  • Carting Companies
  • Construction and Demolition Debris Collection, Separation, and Transport
  • Landfills
  • Medical Waste Haulers
  • Medical Waste Treatment Facilities
  • Non-Hazardous Waste Disposal, Transport, Storage and Treatment Operations
  • Portable Toilet Service Companies
  • Recycling Operations
  • Refuse Haulers
  • Roll-off Bin and Dumpster Rentals
  • Sanitation Contractors
  • Septic Service Companies
  • Solid Waste Haulers
  • Sweeping Operations
  • Transfer Stations
  • Trash Hauling Operations


Minimum Premium

$15,000 - Auto



All states except:

  • D.C.
  • Hawaii
  • Louisiana
  • Maryland
  • New Jersey (in the following counties: Bergen, Essex, Hudson and Passaic)
  • Virginia (in the following counties: Arlington, Fairfax, Loudoun and Prince William)



  • Great Divide Insurance Company
  • Nautilus Insurance Company



  • ACORD application
  • Current plus 4-year prior loss information
  • Current financials DMV reports
  • Expiring Premiums
  • Supplemental Fleet Checklist