Waste Haulers

Comprehensive coverage for waste service operations.
Waste Haulers

Ten years ago, the waste hauling landscape looked far different than it does today.  And yes, we are paying attention.

Although the U.S. represents just four percent of the global population, it accounts for 12 percent of global municipal solid waste generation.  Modern lifestyles have resulted in a huge increase in waste production in the U.S. since the 1960’s.  Waste management companies and private investment firms are buying up hauling businesses regularly thanks to their profitability, a robust economy, and ideal selling conditions. 

This industry is growing, and with Amwins Program UnderwritersWaste Haulers program, we’re here to help you protect your insureds through thick and thin, every step of the way.

No matter what type of waste service activity your clients are engaged in, our team of underwriters has extensive industry experience.  We do more than just sign contracts and place risk.  We’re about building relationships for the long haul.  You can count on us for tailored underwriting, loss prevention, and claims management solutions.

Program highlights

  • Underwritten by a team with over 75 years of experience
  • Competitive rates
  • Available on an admitted or non-admitted basis
  • Excess limits available up to $5M
  • Telematics solution available to program insureds
  • Auto liability deductibles available, including large deductible programs on larger accounts


Eligible accounts

  • Hazmat haulers (25+ power units, four years in business, satisfactory DOT; excludes aggregate haulers and haulers of home heating oil)
  • Carting companies
  • Construction and demolition debris collection, separation, and transport
  • Landfills
  • Medical waste haulers
  • Medical waste treatment facilities
  • Non-hazardous waste disposal, transport, storage and treatment operations
  • Portable toilet service companies
  • Recycling operations
  • Refuse haulers
  • Roll-off bin and dumpster rentals
  • Sanitation contractors
  • Septic service companies
  • Solid waste haulers
  • Sweeping operations
  • Transfer stations
  • Trash hauling operations


  • Auto liability (including pollution)
  • Auto physical damage
  • Environmental impairment liability
  • General liability
  • CA 9948 broadened pollution included
  • MCS-90 endorsement available
  • Umbrella 

Waste Haulers
Program details


The program is available in all U.S. states, except:
  • D.C.
  • Hawaii
  • Louisiana
  • Maryland
  • New Jersey (in the following counties: Bergen, Essex, Hudson and Passaic)
  • Virginia (in the following counties: Arlington, Fairfax, Loudoun and Prince William)

Minimum premium

$15,000 (Auto)






  • Great Divide Insurance Company
  • Nautilus Insurance Company
  • Key Risk Insurance Company


Submission requirements

  • Industry standard application
  • Current plus 4-year prior loss information
  • Current financials DMV reports
  • Expiring premiums
  • Supplemental applications


Contact Us

Andrew Couldridge
Program Underwriter
Amwins Program Underwriters - Camp Hill, PA
717.214.7585 andrew.couldridge@amwins.com
Matt Merlie
Program Underwriter
Amwins Program Underwriters - Camp Hill, PA
717.214.7587 matt.merlie@amwins.com
Bryan Mierzwinski
Associate Director
Amwins Program Underwriters - Camp Hill, PA
717.214.7551 bryan.mierzwinski@amwins.com
Stephanie Moyer
Associate Director
Amwins Program Underwriters - Camp Hill, PA
717.214.7620 stephanie.moyer@amwins.com