Business Auto

Providing business auto insurance for a wide range of classes, including those whose primary service is not transportation.
Courier driver insurance

Our relentless focus on specialization supports your commitment to exceptional service for your clients.


Do your clients rent, hire or lease vehicles on a short-term basis? Do they have a written Fleet Safety Policy statement on file? How many of their employees use personal vehicles for work purposes? Is there a written procedure to screen and hire drivers and a specific policy in place regarding the use of cell phones while employees operate company vehicles?  

These are just a few of the questions that come to mind when thinking about business auto liability insurance. Many businesses whose primary service is not transportation have a need for a supplemental auto insurance policy to cover their employees for various needs, be it contractors and their transit between jobs or restaurants with their delivery operations. From armored cars to food delivery, we’ve got you covered. With a visionary focus on the future, we’re uniquely positioned to find optimal coverage solutions for your insureds.

Amwins Transportation Underwriters offers coverage for both for-hire and not-for-hire business auto operations. Our team specializes in the trucking and transportation industry, and our skilled underwriters work in partnership with reputable and financially sound carriers to provide comprehensive insurance solutions.


Eligible Classes

  • Armored Cars
  • Building Material Haulers
  • Contractors
  • Courier Services
  • Cranes & Boom Trucks
  • Dairies
  • Farms
  • Food Delivery
  • Food Trucks
  • Funeral Operations
  • Magazine and Newspaper Distributors
  • Wholesale & Retail Delivery

 

Requirements

  • Completed industry standard application including completed VINs on all units
  • Current plus 3 prior year loss information (valued within 60 days)
  • Driver schedule with MVRs
  • Financials may be required, depending on market and risk size

 

 

Business auto insurance program 
Key details 

 

Availability

AL, AR, AZ, CA, FL, GA, IL, IN, KY, MI, MO, NC, NM, NY, OH, OK, PA, RI, SC, TN, TX, VA

 

Coverages & Limits

  • Automobile Liability up to $1,000,000
  • Physical Damage                         
  • Excess Liability up to $5,000,000
  • General Liability up to $1,000,000 occurrence, $2,000,000 aggregate

 

Carriers

Various

 

Want to learn more about ATU's state-by-state capabilities? Click here to filter and find the information you need, like binding authority, program markets and contact information.

Applications