Environmental Transportation Insurance Program

Environmental transportation can be a slippery slope. We help you get the traction you need.

Transporting hazardous materials creates its own set of risks. According to the U.S. Departments of Transportation and Commerce, there are over 1.5 billion tons of hazardous materials transported each year in the United States either by truck, train, boat, or aircraft. A vehicle accident that results in an environmental hazard is, for most businesses, an occasional occurrence. Yet thinking ahead and being prepared is key.

Our exclusive environmental transportation program can help your transportation clients handle accidents and spill emergencies. Rely on Amwins Transportation Underwriters' expertise to deliver the environmental transportation insurance solution your clients need.

Why Choose Us?

Not all environmental transportation insurance is created equal. Our program delivers niche expertise, prompt service and coverage options. You benefit from:

Package policies (auto liability, physical damage, cargo, general liability)
ISO CA9948-Pollution liability and MCS90 endorsement included
Multiple deductible options
Online risk engineering resources
Outstanding claims expertise with environmental spill specialists
Excess liability and umbrella coverages through alternative markets

Eligible Exposures

For-hire petroleum transportation operations
Minimum 10% transportation of hazardous materials requiring placards (see Prohibited Exposures)
Non-hazardous tank truck or tank trailer operations hauling bulk liquid or bulk dry commodities
Bulk food grade commodities (Dry or Liquid Bulk exposure >119 gallons, >450 liters, or >1,000 pounds)
Hazardous and non-hazardous waste haulers, excluding garbage and refuse hauling
One to 24-unit risks available in all states except AK, FL, HI, MA, NY and WA.

Prohibited Exposures

Class 2.3 Poisonous Gases
Class 6.1 Packing Group 1
Class 6.2 Infectious Substances
Class 7 Radioactive Materials

Coverages

No radius limitation
Auto Liability
Auto Physical Damage
Motor Truck Cargo
UM/UIM, med pay, PIP, and statutory no fault
General liability and Misdelivery of Liquid Products endorsement is available
Auto Pollution Liability - CA9948
Trailer Interchange (UIIA endorsement available)
State and Federal regulatory filings, including MCS90 endorsement
Blanket endorsements available (Designated Insured, Waiver of Subrogation, Primary and Non-contributory)

Environmental transportation insurance program
Key details

Availability

This program is available in all states except AK, FL, HI, MA, NY and WA

Limits

Automobile liability up to $1,000,000
General liability up to $1,000,000 occurrence, $2,000,000 aggregate

Carrier

A.M. Best "A IX" rated carrier
Admitted

Submission requirements

Commercial auto questionnaire - Include hazard class and UN# of all hazardous commodities
Minimum four years currently-valued loss runs
Drivers schedule, including dates-of-hire and years-of-experience, and MVRs for all drivers
Vehicle schedule, including year, make, model, body type, full VIN#, state amount, garaging zip
Target premium

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