Small and medium-sized businesses are looking for cost-effective benefits in a tight labor market. To get more control over health plan design and expenses, more people are opting for level-funded plans.
Amwins Group Benefits has more than 30 years of experience working with pricing and administration of level-funded captives. We customize benefit designs and provide private-label programs for Third Party Administrators (TPAs) and General Agents (GAs). We currently offer 26 different level-funded, private-label programs.
Level-funded offerings help brokers stay competitive by addressing some of their clients' most pressing concerns. Employers who use level funding can count on predictable costs while only paying for their employees' actual healthcare bills while stop-loss insurance covers their financial liability for claims beyond a specific threshold.
There are several reasons to consider level funding: