We know horse people. By protecting their passion, we can speak their language.

Passionate. Dedicated. Determined. Motivated. Creative. Patient. Courageous. Persistent. These are just a few things that come to mind when we think about horse enthusiasts, owners, trainers and equestrians. Our team of experts not only underwrite specialty risks for the equine industry, we also employ insurance people who are horse owners, competitors and equestrian participants. Because of this close connection and personal involvement, we know the industry inside and out. Our horse industry knowledge combined with our specialty insurance expertise, enables our team to customize plans uniquely fitted to your clients’ needs.

For over 30 years, Equisure (part of the Amwins Underwriting division) has created affordable coverage to give equestrians peace of mind and to protect their passion – their horse. With a deep understanding of the sport and extensive experience handling this type of business, we provide tailor-made insurance products for owners, competitors, associations, and their affiliates.

• Commercial general liability including professional liability (occurrence form)
• Care, custody, and control included with most quotes
• Medical payments
  
  

Eligible types of accounts

• Equine boarding facilities
• Equine instructors and trainers
• Trail riding operations
• Equine assisted therapy
• Horse sales
• HOA’s with riding trails
  
  

Ineligible accounts

• Farm property or hobby farms
• Racing (wager) operations 
  
  

Coverage

• Commercial general liability including professional liability (offered on an occurrence basis)
• Liability limits of $500,000 per occurrence to $4M aggregate
• Liability coverage applies on and off-premises
• Fire legal provided at no charge starting at $50,000
• Medical payments of $5,000 with the option to increase
• Limited professional liability included in most policies
• No deductible
• Care, custody, and control included starting at $25,000 per horse
• Care, custody, and control included at $25,000 for non-owned property
   
  

Submission requirements

• Equisure-specific application
• Copy of release waiver used by the insured
• Five years of loss experience if submitting a trail riding exposure
  

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