Animal Clubs, Associations & Special Events

Designed to protect clubs and associations from third party claims.

The pet industry is big business with millions of dog and horse owners in the United States.

As an animal club owner, liability insurance is essential to keep lawsuits and claims from taking a bite out of business.  Accidents involving injury to spectators or participants can happen during club activities, meetings or clinics leading to substantial claims.  Bad circumstances leading to damaging allegations can happen to good volunteers and club members.

, part of the Amwins Underwriting division, is an innovative leader in developing products unique to exposures associated with animal clubs and associations.  For more than 30 years, we’ve created affordable coverage giving pet club members peace of mind by protecting their passion.  With extensive experience handling this type of business, we provide tailor-made insurance products for trainers, competitors, associations, and their affiliates.

Program highlights

  • Customized program with flexibility
  • Clubs can include member to member liability
  • Participants as insureds
  • Members as insureds
  • No premises designation
  • Availability to add professional liability for educational training
  • Care, custody, and control included in most policies
  • Medical payments included
  • One day events or annual policies

Eligible accounts

  • Polo clubs
  • Dog clubs
  • Multi-state clubs competing at different locations
  • Breed registries
  • Competitive trail riding groups
  • Associations needing member benefits (specific to breed or discipline)
  • Collegiate groups
  • Vaulting
  • English/Western shows (one day or multi-day sanctioned and non-sanctioned shows)

Ineligible accounts

  • Rescue and sanctuary groups/clubs
  • Racing for wager groups (state governed)
  • Dog clubs focused on training for protection
  • Rodeo bull riding


  • General liability
  • Professional liability (options)
  • Medical payments 

Submission requirements

  • Equisure application
  • Release waiver must be used by insured


Animal Clubs and Associations Program details



  • All U.S. states

Minimum premium

  • $500


  • $500,000 to $2M per occurrence
  • Aggregate limits up to $4M


  • A.M. Best Rated "A" (Excellent)
  • Non-admitted 


Click below to learn more about our products!

Dog clubs

Horse clubs

Horse shows and special events


Contact Us

Tristan Dalton
Inside Sales Representative
Equisure, Inc.
Amy Hull
Inside Sales Representative
Equisure, Inc.
Diane Lesher
Equisure, Inc.