Market Insights

As labor shortages persist, many scrapyards are relying on temporary workers to stay operational, but doing so introduces significant liability. Without proper training, oversight, and contractual protections, businesses risk costly injuries, lawsuits, and insurance complications.

At its heart, D&O insurance has always been about protecting organizations and directors against breach of duty. Coverage has evolved over time as new regulations and laws have been enacted and as new societal expectations, including ESG and DE&I, have raised the bar on what “duty” means. This article will discuss this dynamic environment, impacts on the D&O insurance marketplace, and how you can help prepare your clients.

​Recycling operations have unique risks that require careful insurance underwriting. Having the proper risk transfers in place, completing supplemental forms and complying with loss control inspections prior to placement may be in order.

While industry experts agree that the energy transition is required for the future health and sustainability of the planet, they also acknowledge that such change is not without risk and there are still a lot of unknowns about how the insurance industry might respond. Retail agents and brokers are wise to stay up to date on the latest developments so they can manage clients’ expectations as the situation evolves.

To help your insureds consider whether they need insurance for potential pollution liability, it helps to have a basic understanding of environmental regulations and their impact on general liability pollution exclusions. In this article, we will examine some claims scenarios where the right environmental insurance coverage might have made a substantial difference in out-of-pocket expenses.

Concluding our two-part series on risks specific to "green" construction, this article highlights three of the most well-known “green” construction suits and discuss industry concerns and best practices.

In the first article of our two-part series, we provide a background and introduction to sustainable construction, including essential vocabulary that parties should consider before undertaking a "green" construction project.