Workers Compensation - Schools
School insurance program offering first-dollar workers' compensation coverage
Contact UsAccording to the Bureau of Labor Statistics, the educational service sector averages 36,000 work-related injuries per year – a number that’s on the rise.
Keeping staff safe in an increasingly complex environment is a challenge for school administrators. Equally important is knowing that, when claims arise, the right workers’ compensation coverage is in place.
AmWINS Specialty Casualty Solutions offers a first-dollar workers’ compensation solution that meets the unique challenges of today’s educational entities. Called the AmWINS School Insurance Program, it provides coverage through a financially strong, A-XI rated carrier to:
- Kindergarten through grade 12 public, private and charter schools
- Community colleges
- Junior colleges
With a focus on providing the best school workers’ compensation solution, AmWINS Specialty Casualty Solutions also provides risk management services, including:
- Early intervention telephonic case management – Offers immediate access to a nurse at the time of injury to allow the injured employ to receive professional medical advice prior to filing a claim
- Risk management information system – Offers access to a state-of-the-art technology platform that serves up specialized loss, premium and policy-summary results
- Predictive modeling – Assesses previous claims and delivers a rating based on expected ultimate claim severity, allowing the third-party administrator to focus on the most at-risk claims
- Loss control services – provides site and employee safety recommendations
- End-to-end claim management reports – Offers specialized claim summary reporting throughout the claim process
- Benchmarking analysis – Compares results to those of peers within the AmWINS School Insurance Program
AmWINS Specialty Casualty Solutions is proud to offer its school insurance program in all 50 states, allowing all qualifying educational institutions access to the workers’ compensation coverage they need.
Additional program details:
- Minimum premium: $10,000
- Employers' liability up to $1,000,000/$1,000,000/$1,000,000
- Submission requirements:
- Completed and signed ACORD (or similar) application
- Account overview and coverage specifications
- Most recent audited financials
- Experience modification worksheet
- Minimum 5 years currently valued ground-up losses, including claim descriptions
- Minimum 5 years historical and projected exposures (ADA and payroll
Recent Insights
Statute of Limitations Changes Cast a Shadow on Public Entities
03/19/2020
Public entities are facing a climate of change as the market continues to harden and insureds are faced with double-digit rate increases in property and liability. Contributing to this disruption are statute of limitation changes for sexual abuse victims, which have extended or removed the time limit for which a victim can file a claim. This article examines the impact of increased claim activity and discusses considerations that need to be made to better manage costs during this time of uncertainty.