Public Entity Insurance Program | Amwins

Solutions:

Brokerage

Small Accounts

Underwriting

Global Risks

Group Benefits

Public entities like municipal governments, special districts and educational institutions are the backbone of state and local infrastructure.

They exist to serve our communities, making them safer, creating order and providing opportunities to learn and grow. The expansive role public entities play puts them at unique risk for exposure.

Amwins Specialty Casualty Solutions offers a robust solution for public entity clients across multiple casualty risks, including workers' compensation, employer's liability and general liability. Coverage spans primary exposures and excess and reinsurance placements.

Target public entity classes of business

Municipal government	Special districts	Educational institutions
Villages Municipalities Cities Counties Townships	Water Sewer Transit Housing authorities	K-12 school districts Community colleges State universities Charter schools

We work with public entity pools, JPAs and individual public entities.

Submission requirements

APE buffer program application
Account overview and coverage specifications
Most recent audited financials
10 years' historical and projected exposures (ADA and payroll)
Ten years' currently valued company loss runs, including claims descriptions

Public entity insurance program key details

Availability

This program is available in all states

Minimum SIR

$0 (aggregate structures considered)

Limits

Up to $1,000,000

Carrier

A-IX rated carrier

Contact Us

Stacy Kaplan

Vice President

Amwins Specialty Casualty Solutions

312.601.9346 stacy.kaplan@amwins.com

Learn More

ASCS - Public Entity Buffer Workers Comp

Resources + articles

Stay up-to-date on emerging industry trends and topics.

Public Entities Reevaluate Liability Risks as More Plaintiff’s Attorneys Bypass State Tort Protections

As plaintiff’s attorneys seek ways to challenge the application of public entity immunity, purchasing liability insurance has become increasingly challenging for public entities in states that traditionally had significant limitations on the dollar amounts that can be awarded to a plaintiff.

Q2/Q3 2022 State of the Market

In this State of the Market, our experts dive into factors affecting market conditions and share intelligence spanning rate, capacity and coverage trends across numerous lines of business and industries – both domestically and in London.

Q1 2022 Pricing Guidance for Key Industries

Since our last State of the Market report, many industries and lines of business have seen changes to pricing, capacity and terms. While we don’t yet have a wrap on 2021, we believe such a quickly evolving marketplace merits a brief pricing update to our forecast.

Security is Key to Accessing Public Entity Cyber Liability Insurance

The growing prevalence of ransomware has changed the landscape of the cyber insurance marketplace dramatically. This article explores the state of the cyber insurance market and how public entities can access the limited coverage available by improving their cyber security and adding safeguards.

Related Programs

Workers' Compensation - Schools