Public Entity

Public entity solutions spanning multiple workers' compensation programs.


Public entities like municipal governments, special districts and educational institutions are the backbone of state and local infrastructure.

They exist to serve our communities, making them safer, creating order and providing opportunities to learn and grow. The expansive role public entities play puts them at unique risk for exposure. 

Amwins Specialty Casualty Solutions offers a robust workers' compensation solution for public entity clients, with coverage spanning primary exposures, as well as excess and reinsurance placements.

Target public entity classes of business 

Municipal governmentSpecial districts Educational institutions
  • Villages
  • Municipalities
  • Cities
  • Counties
  • Townships
  • Water
  • Sewer
  • Transit
  • Housing authorities
  • K-12 school districts
  • Community colleges
  • State universities
  • Charter schools

We work with public entity pools, JPAs and individual public entities.

Submission requirements

  • Relevant workers' compensation application(s)
  • Account overview and coverage specifications 
  • Most recent audited financials 
  • 10 years' historical and projected exposures (ADA and payroll)
  • Ten years' currently valued company loss runs, including claims descriptions 

Public entity insurance program key details


These programs are available in all states

SIR / Limits

Retained Layer Protection program

Public Entity Buffer Workers' Compensation program 

School Insurance program


"A-" XII or better rated carriers across multiple programs