Public Entity Workers Comp Insurance Program | Amwins

Solutions:

Brokerage

Small Accounts

Underwriting

Global Risks

Group Benefits

Public entities like municipal governments, special districts and educational institutions are the backbone of state and local infrastructure.

They exist to serve our communities, making them safer, creating order and providing opportunities to learn and grow. The expansive role public entities play puts them at unique risk for workers' compensation exposures.

Amwins Specialty Casualty Solutions, the largest MGA in the public entity space, offers several delegated workers' compensation insurance solutions for public entity clients, with coverage spanning primary exposures, as well as excess and reinsurance placements. Offered under Amwins Underwriting Public Entity Programs, we offer more ways to protect what matters.

Whether you are looking for buffer, SIR, alternative funding, excess or even a dedicated school solution for your public entity clients, we've got you covered.

Target public entity classes of business*

(*We work with pools and individual public entities)

Municipal government	Special districts	Educational institutions
Villages Municipalities Cities Counties Townships	Water Sewer Transit Housing authorities	K-12 school districts Community colleges State universities Charter schools

Let us take the guesswork out of your public entity workers' compensation insurance needs. Contact us today.

Public entity workers compensation insurance program key details

Availability

These programs are available in all states

Carrier

Ratings range between AM Best "A+" and "A-" XII across multiple programs

Download our sell sheets for appetite details

Public Entity Buffer Workers' Compensation program

Public Entity SIR Workers' Compensation program

Retained Layer Protection program

Public Entity Excess Casualty Program

School Insurance program

Submission requirements

Relevant workers' compensation application(s)
Account overview and coverage specifications
Most recent audited financials
Actuarial report, if available
10 years' historical and projected exposures (ADA and payroll)
Ten years' currently valued company loss runs, including claims descriptions

Need a public entity property or casualty solution? We've got those, too.

Contact Us

Stacy Kaplan

Executive Vice President

Amwins Specialty Casualty Solutions

312.601.9346 stacy.kaplan@amwins.com

Andrew Kay

President

Amwins Specialty Casualty Solutions

312.601.9352 andrew.kay@amwins.com

Brochures

Resources + articles

Stay up-to-date on emerging industry trends and topics.

Shifting Dynamics in the Public Entity Casualty Market

The public entity casualty market is grappling with challenges stemming from evolving legal, technological, and actuarial factors, which impact liability exposures and market stability. Understanding these shifts is crucial for effective risk management and informed decision-making in this complex landscape.

Highs and Lows of the Public Entity Property Market

In 2024, the property public entity market has seen significant relief, yet large catastrophic events and the demand for new entrants in the high excess space have led to an uneven playing field. Staying informed about data collection capabilities and emerging trends among new entrants is essential for making strategic decisions in this evolving landscape.

State of the Market Report: A Look into the Public Entity Marketplace

As we head into 2024 there is cautious optimism. The market is sitting on a razor’s edge coming off a relatively clean loss year and smoother treaty renewal, but key areas of differentiation for public entities remain in 2024. Our Public Entity specialists share more about what that entails and what to expect this renewal season in this report.

Public Entity Programs and the Need for Adequate Property Valuation

Onsite appraisals completed by a vetted, independent third party can help ensure appropriate coverage and potentially limit renewal increases. This is especially critical for public entities with unique exposures like historical buildings.

Public Entities Reevaluate Liability Risks as More Plaintiff’s Attorneys Bypass State Tort Protections

As plaintiff’s attorneys seek ways to challenge the application of public entity immunity, purchasing liability insurance has become increasingly challenging for public entities in states that traditionally had significant limitations on the dollar amounts that can be awarded to a plaintiff.

Q2/Q3 2022 State of the Market

In this State of the Market, our experts dive into factors affecting market conditions and share intelligence spanning rate, capacity and coverage trends across numerous lines of business and industries – both domestically and in London.

Q1 2022 Pricing Guidance for Key Industries

Since our last State of the Market report, many industries and lines of business have seen changes to pricing, capacity and terms. While we don’t yet have a wrap on 2021, we believe such a quickly evolving marketplace merits a brief pricing update to our forecast.

Security is Key to Accessing Public Entity Cyber Liability Insurance

The growing prevalence of ransomware has changed the landscape of the cyber insurance marketplace dramatically. This article explores the state of the cyber insurance market and how public entities can access the limited coverage available by improving their cyber security and adding safeguards.

Related Programs

Workers' Compensation - Schools