Workers' Compensation - Recycling

National workers’ compensation solution for the recycling industry.

Recycling involves labor-intensive work.  We help your insureds cover the costs of injuries and accidents in the workplace.

Safety is good for business.  We all know the human costs of injuries and accidents in the workplace, and we promote safety as a core value.  Processing recycling materials requires the use of heavy machinery that can pose serious jeopardy to operators, especially if they are not fully trained or the machinery is not properly serviced.  Over the past 25 years we’ve collected data on thousands of workers’ compensation insurance losses, and we track and evaluate the loss experience across many different segmentations.

Implicit costs caused by workplace injuries and accidents include lost productivity, missed opportunities, lower workplace morale, employee turnover, reduced ability to attract talent, and negative impacts on the industry’s reputation and community relations.  Explicit costs can include investigation and legal expenses, fines, penalties, settlements or judgments, insurance policy deductibles, and property replacement costs.  Our Workers’ Compensation program is built around the concept of providing you with industry specific loss control and risk management services - helping you find optimal protection for your insureds.

Amwins Program Underwriters’ (APU) AmeriComp Recycling insurance program has partnered with APU’s RecycleGuard program (the only property & casualty insurance program sponsored by the Recycled Materials Association) to leverage their deep knowledge of the scrap industry and provide a workers’ compensation solution for recycling professionals.


Eligible types of recycling operations

  • Metal
       - Iron & steel
       - Non-ferrous
  • Paper
  • Plastics
  • Glass
  • Textiles
  • Electronics
  • Recycling collection centers
  • Shredding operations
  • Automobile dismantlers

Program highlights

  • Integrated claims management (provided by third party administrator)
    • 5-star provider benchmarking providing quality care for injured or ill employees*
      • 40% shorter claim duration
      • 68% less incurred cost
      • 73% faster return-to-work
      • 46% lower litigation rates
    • Clinical consultation to facilitate self-care or quality treatment up front*
      • 52% reduction in prescription drug costs
    • Expert resources including nurses, bill reviewers, return to work specialists
    • Dedicated specialists available 24 hours a day, 365 days a year
  • Loss control services – telephonic or physical surveys and detailed loss control recommendations are available based on the account
  • Flexible “Pay-As-You-Go” premium payment option via SmartPay Solutions

Submission requirements

  • Complete industry standard applications
  • AmeriComp Recycling supplemental application
  • Three to five years of currently valued loss runs
  • Experience modification worksheet
  • Minimum of three years prior, continuous workers’ compensation coverage

Please send completed applications to:

*Statistics provided by a third party claims management administrator

Workers' Comp - Recycling
Program details



Available in all states


Minimum premium







A.M Best Rated "A"