Towing

A package program for professional, for-hire tow companies that also engage in approved ancillary operations such as auto repair, body shop, salvage, storage, gas sales and more.
Towing

We help you navigate the roadway to success by providing solutions at every turn. 


With travel increasing and more vehicles on the road, car accidents and other car issues have surged resulting in a greater demand for towing services and roadside assistance.  Over the last several years, the U.S. automobile towing industry has grown 4.7% annually, reaching a market size of $8.4B in revenue.

Tow-truck operators are on call 24 hours a day, showing up at the scene to clear debris from roadways and getting vehicles to safety.  Meeting these unique risk exposures is our specialty, and we take risk management seriously.  TUMI, part of the Amwins Underwriting division,  offers an exclusive towing program that is distributed through a select group of retail brokers.  Our team of experts has been underwriting tow company business since 2008, and we have a unique understanding of this specialty class – providing resources designed specifically for your clients’ needs.


Eligible accounts

  • Professional, for-hire tow companies that also engage in approved ancillary operations such as auto repair, body shop, salvage, storage, gas sales, and more.
  • Small and large fleet accounts
  • AAA contracts and police rotations will be considered

Ineligible accounts

  • New ventures


Coverage & limits

  • Auto liability - $1M
  • General liability - $1M
  • Physical damage - $500K
  • On-hook/cargo - $500K
  • Garagekeepers - legal liability or direct primary
  • Excess limits available

Towing Insurance
Program details

Availability

The program is available in most states


Minimum premium

Varies


Carriers

A.M. Best rated "A" (Excellent)
Admitted & non-admitted

 

Amwins in the news: 

Rob Mills expounds on the risk-management solutions that are necessary for today's tow-truck companies in this article with Insurance Business America. 

Read More 

Contact Us

Rob Mills
Senior Underwriter
Trinity Underwriting Managers (TUMI)
912.450.7500 rob.mills@amwins.com

Brochures