Cargo & Physical Damage

A competitive program designed for local, intermediate and long-haul trucking companies requiring cargo and physical damage coverage.
cargo and physical damage trucking

Efficiency delivered from skyline to shoreline. We help keep your clients’ business on track.

America's trucking industry is the lifeblood of the U.S. economy, and this industry is expected to grow 21% over the next 10 years. Without truck drivers, grocery stores would run out of food within three days. Trucks move more than 70% of all goods transported in the U.S. equaling more than 10 billion tons of freight every year.

Most tractor-trailer drivers are long-haul drivers and operate trucks with a total weight exceeding 26,000 pounds for the vehicle, passengers, and cargo. These drivers deliver goods over intercity routes that sometimes span several states. We understand the persistent headwinds faced by commercial trucking companies, and meeting their unique risk exposures is our specialty. We take risk management seriously.

TUMI, part of the Amwins Underwriting division, employs a team of experts that has been underwriting trucking business since 2008, and we have a unique understanding of this specialty class – providing resources designed specifically for your clients’ needs.  

Eligible accounts

  • Dump trucks
  • Tow trucks
  • Intermodal trucking
  • Long-haul trucking
  • Reefer
  • Dry vans
  • Flat beds
  • General freight

Ineligible accounts

  • New ventures
  • Hazmat trucking


  • Motor truck cargo
  • Auto physical damage
  • Truckers general liability

Cargo & Physical Damage Insurance
Program details


The program is available in most states

Minimum premium



A.M. Best rated "A" (Excellent)
Admitted & non-admitted

Contact Us

Nick Blankenship
Trinity Underwriting Managers (TUMI)