Public Auto

Our public auto capabilities are powered by a team of underwriters with decades of experience.
public auto bus

Every day, the public auto and livery industry makes it easy for people to get from point A to point B.

Whether it's navigating airport transportation,  coordinating a sightseeing tour or sports transit,  or safely transporting the elderly,  public auto plays a role in getting people where they need to go.  Even the most experienced drivers need public auto or livery insurance  because it covers gaps  that may exist in traditional auto insurance policies.

Amwins Transportation Underwriters' public auto insurance program is powered by a team of underwriters with more than 100 years of combined experience. We are committed to tailoring the best coverage for you and your public auto clients.
Through the years, we have carefully chosen retail agents to partner with in the states our program is available. ATU’s livery capabilities are available exclusively to agencies that have exhibited integrity, demonstrated a strong understanding of the transportation industry, and shown a passion for customer service.
Our experienced and knowledgeable underwriting staff, responsive claims service, and understanding of the ever-changing transportation environment distinguishes ATU from other markets.

We also offer a dedicated limousine insurance program that provides coverage in different states and also includes some new-venture capabilities. Click to learn more. 

Target Clients

  • Airport bus
  • Airport limo
  • Bus (such as amateur sport, church, courtesy, limo, scout, sightseeing, ski)
  • Daycare
  • Limousine
  • Luxury sedan
  • Seasonal recreation
  • Social service
  • Transportation of the elderly


  • Auto Liability
  • Auto Physical Damage
  • General Liability
    • Available in most states for the limousine service, airport limousine, airport bus and luxury sedan/SUV/van service classes
  • Excess

Public auto insurance program
Key details 



Coverage available in: AZ, CA, CO, DE, GA, IA, IL, IN, LA, MD, MO, NC, ND, NE, NV, OH, PA, SC, TN, TX, VA, WV



As required by municipality



A.M. Best "A" rated carriers



  • No dispatch or taxis
  • ATU Public Auto application
  • MVRs
  • Currently valued company loss runs (if applicable)


Want to learn more about ATU's state-by-state capabilities? Click here to filter and find the information you need, like binding authority, program markets and contact information.


Contact Us

Kayley Hartley
Assistant Vice President
Amwins Transportation Underwriters - Charlotte, NC
Mark Iverson
Senior Vice President
Amwins Transportation Insurance Services - San Diego, CA
Holly Newton
Underwriting Team Lead
Amwins Transportation Insurance Services - San Diego, CA
Karen Ricci
Underwriter I
Amwins Transportation Insurance Services - San Diego, CA

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