Exempt Workers Insurance
Exempt Workers Insurance
Exempt workers – and their companies – still need protection.
For agricultural companies with labor-intensive jobs, workplace injury is always top of mind. In states with employer exemptions, opting out without the right protection can leave a business exposed when a severe injury occurs.
Now offered through Amwins Specialty Casualty Solutions, our Jackson Lloyd Kansas Exempt Workers Insurance Program gives provides alternative on-the-job coverage for “agricultural pursuits and employment there to” as stated in the Kansas Statutes Annotated, Section 44-505. Coverage is written on A+ paper and backed by the leader in occupational loss protection.
Program highlights
- Self-insured retention (SIR) – per occurrence
- No pre-existing condition exclusion
- No-fault employee benefits
- Duty to defend
- First-dollar defense
- H-2A workers included
Target classes
- Farmworkers and laborers
- Agricultural equipment operators
- Dairies
- Livestock operations
Coverages
- Employee benefits
- Occupational accidental death, disability, medical, cumulative trauma, sickness/disease
- Employers’ liability
We're proud that Jackson Lloyd has joined Amwins. Read the press release.
FAQs
Get answers to these frequently asked questions about our exempt workers program by downloading the document below.
- What is the typical premium savings of an alternative product versus workers' compensation?
- It can be difficult to find a medical provider that will treat a workers' compensation injury. Why does this happen?
- Do providers readily accept alternative-product patients?
- Does alternative coverage pertain only to the state of issue?
- What are some types of agricultural business that ASCS writes
- Can an alternative product be endorsed to meet a certificate holder's requirements?
- Does the ASCS Jackson-Lloyd exempt workers program insure H-2A employees?
Exempt Workers Insurance
key details
Limits
- $50M annual aggregate limit availability
- $25M occurrence limit availability
Submission requirements
- Applicant name
- Payroll breakout into class codes
- Limits
- Target premium
- Completed application
- Expiring dec pages
- 3-5 years of first-dollar loss history
JACKSON-LLOYD EXEMPT WORKERS INSURANCE IS NOT RENDERING ANY LEGAL OPINIONS OR LEGAL ADVICE. QUESTIONS REGARDING KANSAS STATUTES
ANNOTATED, SECTION 44-505 AND THE APPLICABLITY OF SECTION 44-505 OF THE STATUTE SHOULD BE ADDRESSED WITH AN ATTORNEY AND/OR THE KANSAS
DIVISION OF WORKERS COMPENSATION DIVISION OF THE KANSAS DEPARTMENT OF LABOR. THIS IS NOT A DESCRIPTION OF WORKERS’ COMPENSATION INSURANCE.
THE EMPLOYER DOES NOT BECOME A SUBSCRIBER TO THE WORKERS’ COMPENSATION SYSTEM BY PURCHASING THE POLICY DESCRIBED IN THIS BROCHURE, AND IF
THE EMPLOYER IS EXEMPTED UNDER KANSAS STATUTES ANNOTATED, SECTION 44-505. THE EMPLOYER LOSES THOSE BENEFITS WHICH WOULD OTHERWISE ACCRUE
UNDER THE WORKERS’ COMPENSATION LAWS. THE EMPLOYER MUST COMPLY WITH THE WORKERS’ COMPENSATION LAW AS IT PERTAINS TO KANSAS STATUTES
ANNOTATED, SECTION 44-505. AND THE REQUIRED NOTIFICATIONS THAT MUST BE FILED AND POSTED.
