Carrier Partner

Holman Transportation RRG provides affordable commercial auto liability insurance to new venture trucking owner-operators and fleets engaged in intermediate to long-distance trucking. 

Carrier rating 

  • Holman Transportation RRG - has purchased 98% Quota Share Reinsurance Treaty from Technology Insurance Company, Inc. (NAIC #011234).  Technology Insurance Company, Inc. is a part of the AmTrust Financial Services Inc group of insurance and reinsurance companies (AFSI) which is rated A- (Excellent) by A.M. Best with a Financial Size Category of XV ($2 Billion or greater) and the participation is 100% 


  • Auto Liability

    Target account size 

    • New ventures in business 0-36 months
    • Non-fleet and fleets
    • Risk of all sizes up to 1,000 units

    Eligible risks

    • Long and local haul owner-operators, for hire
    • Heavy, extra heavy trucks & tractors
    • Reefer goods, dry van, flatbed, dump freight
    • Must have 1:1 driver/power unit ratio with unit sizes of five and under


    • AL, AR, AZ, CO, CT, GA, IA, ID, IL, IN, KS, KY, LA, MO, MN, MS, NE, NC, NJ, NM, NV, NC, OH, OR, PA, SC, TN, TX, UT, VA, WA, WI, WV

    Submission requirements 

    • Completed transportation application, including historical TIV
    • Commodities broken down by percentage
    • Drivers list that includes date of hire and years of experience for all drivers
    • Equipment list that includes VINs for all equipment – units that are 16-20 years require a certified mechanics inspection
    • Currently valued loss runs for 3 years. Account size and market dependent.
    • MVRs that include documentation proof of prior 2 year USA issued Class A CDL and copy of commercial driver’s license
    • Valid DOT number
    • Insured Tax ID number
    • Target pricing

    Helpful links 




    ANTU Non-Fleet (1-5 Units)

    ANTU Fleet (16 or more units)

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    Transportation Insurance resources + insights

    Stay up to date on emerging industry trends and topics.

    Competitive Garage and Auto Dealers Marketplace to Continue in the Short Term

    Jan 22, 2024, 18:02 PM
    Tough conditions in the marketplace are expected to improve long term, but competition remains fierce with significant pricing pressure and standard carriers working hard to fight for and win business. There are opportunities, particularly in markets such as California, where Admitted Carriers are pulling back or leaving altogether.
    Title : Competitive Garage and Auto Dealers Marketplace to Continue in the Short Term
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    Date : Jan 23, 2024, 05:00 AM

    Consensus in the Garage and Auto Dealers marketplace is that while tough conditions are expected to improve long term, competition remains fierce with significant pricing pressure and standard carriers working hard to fight for and win business. That said, there are opportunities, particularly in markets such as California, where Admitted Carriers are pulling back or leaving altogether. At the same time, cleaner, smaller risks are getting much more attention as many carriers turn away from larger, higher risk operations in need of true E&S solutions.


    Market Remains Competitive

    Overall, the Garage marketplace remains highly competitive. We have begun to see mid-size to larger agents buying wholesalers and jumping into the space themselves – a trend that complicates matters in an already difficult segment and suggests that a narrower (or specialty) focus would be more beneficial than saturating the market.

    Insureds will be better served partnering with a team of specialists and underwriters who work exclusively in the sector and can provide critical insight and expertise. This will enable insureds to face market challenges head on, better understand coverage forms and what makes a complete submission, and receive the support they need from a dedicated Garage practice with a long-term strategy.


    Carrier Appetite is Narrowing

    As rates increase, carrier appetite is narrowing. Factors such as weather losses, particularly in states that have not historically been problematic for the industry, as well as unreported drivers and auto-related property damage and business interruption losses continue to impact the market.

    Rate increases are occurring more quickly on the E&S side of the business than they are on the standard side. And while most agree that gradual increases would be more palatable for insureds than the sticker shock of increases of 20% to 30% percent, there is little indication that rate increases will slow anytime soon.


    Regulation Can Impact Renewal

    The regulatory environment is also complicating Garage and Auto Dealers coverage. Restrictions in some jurisdictions prevent writing auto dealers on a non-admitted basis, resulting in a higher number of risks being non-renewed as standard markets exit the space. Until regulatory agencies can make changes or updates to current laws, these high-risk insureds may be forced to obtain coverage through states’ assigned risk programs, adding another layer of difficulty to an already challenging marketplace.


    Timing is Everything

    When it comes to re-shopping accounts in this environment, retailers should be patient – timing is everything. The so-called “sweet spot” of 90 days from renewal can enhance opportunities for success. Submit too early and there isn’t enough data to tell the whole story. Go in too late, or push submissions to within days of a renewal, and there’s undue pressure to renew and not enough runway to obtain competitive coverage.

    Doing the homework upfront will save valuable time. Talk with insureds about factors involved in mitigating risk and managing losses, and work with specialists like those at Amwins whose expertise is critical as standard markets exit the space.


    Amwins Helps You Win

    Amwins Access is the only wholesale insurer with a dedicated team of Garage and Auto Dealers specialists. Together, they have more than 150 years of experience in this unique line of business – offering incomparable service and knowledge.

    The markets we work with rely on our expertise and recognize our unique capabilities. With specialists across the country, we have the flexibility to not only offer Garage and Auto Dealers coverage forms, but related property, traditional GL (premises), Dealers Physical Damage (Dealers Open Lot) and Garagekeepers coverage.

    Our team is ready to help you identify the best possible placement for your insureds. We know exactly what it takes to provide a complete submission. Click here to learn more about the coverages available and the classes we target. 

    • Crystal Kobalka, AINS, SVP and Garage Practice Leader with Amwins Access Insurance Services
    • Garage Liability Team
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    • Transportation
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