Market Insights
Stay informed on emerging issues and trends in the insurance industry.
State of the Market: A Focus on the Environmental Insurance Market
The environmental insurance market remains stable, with a broad range of carriers actively competing in the space. The presence of new entrants continues to exert downward pressure on rates. For primary casualty lines, pricing generally ranges from flat to 10% increases, depending on the nature and size of the insured’s operations and location. Excess (XS) pricing trends similarly, except when XS auto coverage is included, where pricing can vary significantly based on operations, fleet size and composition, as well as venue.
State of the Market – Property Update H1 2025
The property marketplace has become extremely competitive, with carriers and MGAs alike heavily focused on account retention and premium growth. Program participants have been forced to quickly become more flexible with pricing, deductibles, terms, conditions and policy form as a result of meaningful amounts of capacity being offered by new carriers and MGA entrants – in addition to line size and appetite expansion from existing carriers and MGAs.
