AmWINS Program Underwriters Announces Liberty Mutual as New Carrier for Home Health Care and Medical Facilities Insurance Programs

Jun 5, 2018

CHARLOTTE, N.C. (June 5, 2018) – AmWINS Program Underwriters (“APU”) today announced a partnership with Liberty Mutual to provide insurance solutions for APU’s Home Health Care and Medical Facilities programs.

For more than 40 years, the Home Health Care and Medical Facilities programs have covered the ever-evolving needs of the healthcare industry. Both programs are available nationally and written on a non-admitted basis by Liberty, which is rated A (Excellent) by A.M. Best Company. Property & Bond coverage are offered on an admitted basis.

“We are continuously looking for ways to improve our product offerings, and this partnership with Liberty allows us to do just that,” said Ben Francavilla, President of AmWINS Program Underwriters. “This new package solution will provide enhanced coverages to address the unique needs of home health care and medical facilities across the United States.”

Enhancements to the Home Health Care and Medical Facilities programs as a result of the new partnership with Liberty include:

  • A new coverage form that packages PL, CGL, EBL, and NOHA under one policy
  • Coverage provided for Property of Patient in Care of Insured (with a sublimit)
  • Option to include coverage for Physicians (subject to underwriting and pricing)
  • A Bodily Injury definition that includes mental anguish and mental injury on CGL
  • Sexual Abuse included within the definition of “Professional Services Wrongful Act”
  • PL that includes Independent Contractors as Insureds while working within scope of duties for Named Insured
  • A policy form that is silent with regard to Punitive Damages
  • Worldwide coverage (claim must be filed in U.S.)
  • Defense costs outside limits

AmWINS Program Underwriters is a managing general agency within the Underwriting division of AmWINS Group, Inc. (“AmWINS”), a global distributor of specialty insurance products and services.

About AmWINS Program Underwriters

AmWINS Program Underwriters (APU) is a managing general agency (MGA) specializing in affinity and program management. For more than 30 years, APU has developed and maintained programs for a variety of niche markets that provide broad-based property and casualty coverage. Today, the company administers over 35 programs, generating premiums in excess of $340 million. For more information, visit

About AmWINS Group, Inc.

AmWINS Group, Inc. is the largest independent wholesale distributor of specialty insurance products in the United States, dedicated to serving retail insurance agents by providing property and casualty products, specialty group benefit products and administrative services. Based in Charlotte, N.C., the company operates through more than 100 offices globally and handles premium placements in excess of $14 billion dollars annually. To learn more, visit