Amwins Connect provides insightful articles that cover various topics as resources to brokers and agencies of all sizes within the Group Benefits industry. As a General Agency, Amwins Connect is always working hard to provide product knowledge and relevant health insurance information. This recap includes topics ranging from the IRS lowering the employer health plan affordability threshold,  employers offering more health benefits in 2020, MLR rebates, and more. This recap also includes the Amwins Connect 2022 ACA Play or Pay Mandate Cheat Sheet.

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August 2021

2022 ACA Play or Pay Mandate Cheat Sheet

Amwins Connect has created an all-in-one cheat sheet on the Play or Pay Employer Mandate for 2022. You can easily find information on the penalties for not offering insurance or not offering affordable insurance.



September 2021

IRS Lowers Employer Health Plan Affordability Threshold

The Society of Human Resource Management reports that the IRS lowered the Affordability Threshold to 9.61% of Pay for 2022. Employers offering a health plan option in 2022 that costs employees no more than $103.14 per month for employee-only coverage will automatically meet the ACA affordability standard under the 2022 federal poverty line (FPL) affordability safe harbor.



More Employers Offered Health Benefits in 2020

Contrary to some predictions, the ACA did not cause most employers to drop health coverage. Since 2013, about 99% of employers with 1,000 employees or more have offered health benefits to workers.



Issuing MLR Rebates 2021

MLR season is upon us once again. This year is shaping up to be another interesting year with higher than expected MLR rebates than have been typical over the last few years. We have a guide that discuss is how employers should distribute a portion of the MLR rebate to their employees, if that is the approach they take.


Overwhelming Majority of Employers Plan to Boost Benefits

Over 90% of businesses surveyed by Principal®  say they plan to increase at least one benefit in the next 12 months. They surveyed 500 employers from companies with two to 10,000 employees in a diverse array of industries.


How the Pandemic Has Affected HSAs

Annual individual Health Savings Account (HSA) contributions fell in 2020, according to a study by the Employee Benefits Research Institute. HSA balances increased modestly by $400 as average annual individual contributions fell 2%.


Employers Go into Overdrive to Attract and Retain Talent

The number of employers that are taking action to attract and retain talent has increased sharply. It’s a trend that’s expected to continue into 2022, according to a Willis Towers Watson survey. 

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