Sports & Recreation

Providing coverage for fitness franchises, sporting events, camps and recreation.

From tennis courts to baseball diamonds, we know the ins and outs of your field.

Accidents can happen anywhere and at any time. Whether it’s practice or play, having the right insurance in place eliminates uncertainties associated with unexpected injuries or mishaps.

We’re a partner that understands the unique needs of your clients, and our in-house underwriting team provides exclusive program options that cover a variety of organizations and activities. We understand that a cookie-cutter approach doesn’t meet the needs of some of the unique groups you insure, and our team of experts takes pride in providing customized solutions tailored to fit the type of coverage required.

With underwriting authority in all 50 states and A-rated carrier exclusivity, we deliver custom programs and exclusive distribution relationships that give you a competitive edge.


Groups We Insure

  • Youth & Adult Sports
  • Youth Camp Participants
  • Youth & Adult Fitness Franchises
  • Barre, Yoga & Pilates Franchises
  • Sports Associations
  • Sports and Club Tournaments & Events

Coverage Available

  • Participant Accident
  • General Liability
  • Catastrophic Accident
  • Commercial Auto
  • Special Event Liability
  • Cyber Liability

Submission requirements

  • Sports Application
  • Copies of current policies
  • 3-5 years of premium and loss history

 Sports & Recreation Program Details



  • all 50 U.S. States

Minimum premium

  • $500

Coverage Limits

  •  $25,000 limit for Accident Medical 
  • $1 million/2 million aggregate for General Liability


  • Multiple A-rated carriers (admitted and non-admitted)

Get a Quote

Contact Us


Special Markets Insurance Consultants (SMIC)
1055 Main Street, Ste 101
Stevens Point, WI 54481
Phone: 800-727-7642