ShredderGuard - Document Destruction Operations

An insurance program for document destruction companies.

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Created as an expansion of the RecycleGuard insurance program, ShredderGuard is designed for businesses engaged in the destruction of confidential information.  ShredderGuard provides specialized professional liability coverage designed to protect against 3rd party claims of real or perceived negligence. 


Sprinklered properties (if paper shredding and/or storage inside building)


The program is available in all states.


Specialized Professional Liability including:

  • Unauthorized access to or theft of sensitive documents
  • Intentional acts by an employee
  • Negotiable instruments falling into the wrong hands
  • Identity theft stemming from information on sensitive documents
  • Violations of privacy, i.e. involving medical records
  • Negative publicity from the release of sensitive documents
  • Improper handling of documents required in a court hearing

Coverage available via RecycleGuard:

  • Property
  • General Liability
  • Inland Marine
  • Crime
  • Automobile
  • Umbrella
  • Workers' Compensation 

Coverage is provided on an admitted basis unless otherwise indicated.

Submission Requirements

  • Document Destruction E&O Application NAID Certified or Non-Certified Application
  • For New Ventures, a copy of the owner's and manager's resumes
  • RecycleGuard Supplemental Questionnaire
  • Completed industry standard applications, including detailed property information to include construction, occupancy, square footage and age.
  • 5 years of recently valued company loss runs (a loss summary is helpful)
  • Details/explanation of losses over $10,000
  • Full description of operations, including those of additional Named Insureds
  • Expiring premiums and target premiums for all lines of coverage
  • Drivers list, including MVR's
  • Complete vehicle identification numbers (VIN)
  • Equipment Breakdown application if coverage is desired
  • Narrative, photos and brochure, if available

Policies are written on a direct-bill basis.

Please send submissions to:

*This is intended as a brief overview of the coverages offered.  Please ask for complete copies of policies for a full description of coverage.