Empower your clients with D&O coverage that follows them across boards, industries, and risks.

Directors and officers face increasing personal liability, but traditional D&O policies don’t always provide the protection they need, especially when tied to the entities they serve. Most D&O coverage, including Side A policies, lists the entity as the named insured, leaving gaps when indemnification isn’t available or a director changes board roles.

That’s where Amwins can help. Through our partnership with a leading insurance provider, we offer a Portable Individual D&O Program designed specifically for individual insureds. This product gives your clients coverage that stays with them across all public, private, and non-profit boards they serve without being controlled by the entity.

With broad coverage terms, high-limit capacity, and minimal exclusions, this program is ideal for high-net-worth individuals, seasoned board members, and executives who want control over their own D&O protection.

Target accounts:

• High-net-worth individuals serving on public, private, or nonprofit boards
• Angel or venture capital investors, as well as private equity executives that sit on numerous portfolio company boards
• Executives seeking independence from entity-controlled D&O programs
• Directors in industries with elevated risk profiles or cross-border exposure

Program Highlights:

• Individual is the Named Insured – Not tied to any entity or board
• True portability – Follows your client across all boards they serve on
• Exclusively dedicated – Coverage not shared with other directors or the organization
• Only two exclusions – Far broader than typical entity-tied D&O policies
• Drop-down functionality – Can act as primary if no other insurance or indemnity is available
• Covers extradition, fines, and penalties – Often excluded in traditional management liability policies
• Excess or standalone – Designed to work with or without existing coverage
• Streamlined underwriting – 5-day turnaround with simple application and financials