Destination Resorts & Hotels

A comprehensive insurance, loss control and claim management solution tailored to meet the ever evolving needs of the hospitality and leisure industry.
ResortGuard

Whether it's equestrian activities, waterpark exposures, or skeet shooting, we understand your clients’ risks.


Businesses that operate resort hotels, spas, inns, and other lodging establishments face a number of risks.  Amwins Program Underwriters developed the Destination Resorts & Hotels insurance program for businesses engaged in the operation of independently owned destination resorts, resort hotels, destination spa hotels, boutique hotels, large scale recreational planned communities, upscale sportsman's lodges, and guest ranches.

The Destination Resorts & Hotels team is made up of specialists focusing on the resort industry and built around the concept of providing you with industry specific loss control and risk management services - helping you find optimal protection for your insureds.


Eligible accounts

  • Destination resorts and resort hotels with multiple leisure and recreation activities
  • Sportsmen's lodges
  • Boutique hotels
  • Destination spa hotels
  • Luxury guest ranches
  • Country inns


Ineligible accounts

  • Motels
  • Urban hotels
  • Franchised hotels
  • Country clubs with no overnight accommodations


Coverage

  • Property with:
    • Hospitality and leisure enhancements
    • Historic hotels building valuation
    • Tee to green
  • Flood and earthquake
  • Equipment breakdown
  • Automobile (except in HI), can only be written in conjunction with the package policy
  • Crime
  • Workers' compensation 
  • General liability:
    • Security guard liability
    • Herbicide and pesticide application coverage
    • Employee benefits liability
    • Liquor liability
    • Salon or spa professional
    • Abuse & molestation
  • Inland marine including:
    • Computer equipment
    • Fine arts
    • Golf course and grounds maintenance equipment
    • Golf carts
    • Umbrella - underlying GL must be written to provide umbrella coverage

Coverage can be written either on a mono-line or package basis. Coverage is provided on an admitted basis unless otherwise indicated.

Loss control

The Destination Resorts & Hotels program is built around the concept of providing industry specific loss control and risk management services.  


Claim management

All claims under the Destination Resorts & Hotels program will be handled by dedicated claim professionals.  One of our program’s greatest strengths is our ability to integrate specialized claims handling, loss control and prevention techniques for this market segment.

Destination Resorts & Hotels
Program details


Availability

The program is available in all U.S. states.

 

Minimum premium

$25,000

 

Limits

Various

 

Carrier

A.M Best Rated "A"

 

Submission requirements

  • Completed industry standard applications
  • 5 years of currently valued loss runs with details on any claims over $10,000
  • Full description of operations including those of additional named insureds
  • Expiring and target premiums
  • Completed Resort Condominium Comprehensive Profile
  • The appropriate amenity supplemental forms

Please send submissions to:
susan.abbott@amwins.com