When it comes to protecting your clients against financial loss from a cyber-attack, securing the right insurance policy matters. Our exclusive Cyber+ insurance program combines tailored and enhanced coverage with industry-leading cyber security services.

Coverage Features:

• Coverage extends to physical property losses from fraud
• Invoice fraud coverage not restricted to "net" losses
• Protection for non-IT dependent supplier interruptions
• First dollar forensics with no retention
• ‘Pay on behalf’ event management and extortion expense coverage
• Full-limit hardware bricking/replacement
• 365-day restoration period
• Coverage of HIPAA recertification costs up to $50,000
• Third-party contractual event response coverage
• Breach costs primary to other valid insurance
• Defense costs outside policy limits — up to $1M additional
• One retention/waiting period required (whichever is greater)
• Additional insured and waiver of subrogation where contractually required

Appetite & Guidelines

Minimum Premium: $1,000
Limits: Up to $5M
Social Engineering/Invoice Fraud Limits: $500,000

Excluded Classes:
Adult content, credit bureaus, critical infrastructure, crypto/NFTs, data aggregators, financial institutions, payment processors, school districts, universities, gambling, and more.

Referral Classes:

• Cannabis / CBD / Vape
• Collection agencies
• Law firms
• Government contractors
• Municipalities > $10M in revenue or assets
• Medical billing
• Hospitals
• Franchise networks
• Tech firms
• Large record counts (1M+)