Contractors Package Policy

Exclusive program designed for the contracting sector that combines contractors professional (E&O), cyber & media liability, pollution liability and employment practices liability.

Amwins Brokerage has joined forces with a leading insurer (A.M. Best rated A+ XIV) to create Contractors Blueprint, an innovative program designed for the contracting sector.

This exclusive package program fills potential coverage gaps with a comprehensive combination of four distinct coverage parts: contractors professional (E&O), pollution liability, cyber & media liability and employment practices liability.

 

Coverages

Contractors Professional

  • Broad coverage
  • Includes mitigation costs coverage
  • Includes protective coverage, in excess of design professionals insurance

Contractors Pollution liability

  • Includes Completed Operations
  • Transportation Pollution Liability - first & third party
  • Non-owned disposal site coverage
  • Broad definition of pollutants, including mold, legionella, etc.
  • Blanket additional insured

Employment Practices Liability

  • Broad definition of Insureds as respects the EPL coverage, including the addition of independent contractors when indemnified by the Insured
  • Inclusion of a third-party coverage insuring agreement for actual or alleged discrimination or harassment brought by outside parties
  • Broad definition of employment practices wrongful act, including workplace bullying, sexual harassment inclusive of “quid pro quo” and hostile work environment, and negligent supervision, training, hiring or retention

Cyber and Media Liability

  • Broad first-party insuring agreement, including coverage for data breach, PCI assessments, network disruption, restoration costs, cyber crime and reputational harm
  • Broad third-party insuring agreement including coverage for privacy liability, network security liability, media liability and regulatory actions

Highlights

  • Limits up to $5M
  • Low deductibles
  • Can consider separate limits for each coverage
  • Available nationally
  • Minimum premium $7,500

Submission Requirements

  • Blueprint application (proprietary)
  • Confirmation of any prior coverage (policy + loss/runs)

Contact Us

David Lewison
Executive Vice President
Amwins Brokerage of New York - New York City, NY
212.858.8975 david.lewison@amwins.com

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