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Contractors Package Policy

Exclusive program designed for the contracting sector that combines contractors professional (E&O), pollution liability and employment practices liability.

Amwins Brokerage has joined forces with a leading insurer (A.M. Best rated A+ XIV) to create Contractors Blueprint, an innovative program designed for the contracting sector.

This exclusive package program fills potential coverage gaps with a comprehensive combination of three distinct coverage parts: contractors professional (E&O), pollution liability, and employment practices liability.

Coverages

Contractors Professional

Broad coverage
Includes mitigation costs coverage
Includes protective coverage, in excess of design professionals insurance

Contractors Pollution liability

Includes Completed Operations
Transportation Pollution Liability - first & third party
Non-owned disposal site coverage
Broad definition of pollutants, including mold, legionella, etc.
Blanket additional insured

Employment Practices Liability

Broad definition of Insureds as respects the EPL coverage, including the addition of independent contractors when indemnified by the Insured
Inclusion of a third-party coverage insuring agreement for actual or alleged discrimination or harassment brought by outside parties
Broad definition of employment practices wrongful act, including workplace bullying, sexual harassment inclusive of “quid pro quo” and hostile work environment, and negligent supervision, training, hiring or retention

For more information, or to submit an account, contact your Amwins professional lines broker.

Target Clients

Commercial general contractors and artisan contractors, including but not limited to:

Siders
Painters
Roofers
Landscapers
Carpenters

Highlights

Limits up to $5M
Low deductibles
Can consider separate limits for each coverage
Available nationally
Minimum premium $7,500

Submission Requirements

Blueprint application (proprietary)
Confirmation of any prior coverage (policy + loss/runs)

Learn More

Amwins Contractors Blueprint Overview

Resources + articles

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