Manufacturers Package Policy

Exclusive product designed for the manufacturing sector that combines E&O, cyber & media liability, pollution liability, product recall, EPL and warranty.

Manufacturers Blueprint is an exclusive product designed to fill the gaps of a traditional commercial package policy.  This package policy provides a comprehensive combination of six distinct coverage parts: professional liability (E&O), pollution liability, product recall, cyber & media liability, employment practices liability, and warranty.  

Since the product launched in 2017, Manufacturers Blueprint has become the market leader for this coverage.

 

Coverages

Professional Liability (E&O)

  • Third-party financial loss to customers due to flawed design, faulty manufacturing, inaccurate instructions, improper installation, inadequate training, etc.
  • Includes insuring agreement for breach of contract Broad definition of professional services Broad definition of wrongful act

Pollution Liability

  • Third-party bodily injury, property damage and financial loss
  • Insuring agreements include
    • Site pollution
    • Non-owned disposal sites
    • Transportation pollution
  • Includes coverage for first-party business interruption loss and extra expense

Product Recall

  • Includes both first-party and third-party triggers
  • Includes pre-claim costs, defense expenses, crisis costs and actual damages
  • First-party Business Interruption loss and Extra Expenses
  • Broad definitions of “your product,” recall expenses, and recall event
  • Sub-limited

Cyber & Media Liability

  • Flagship cyber product that is known worldwide
  • Includes standard third-party cyber/privacy, as well as renowned first-party breach response
  • Can include Cyber Crime and Business Interruption (including contingent business interruption)
  • Strong media liability with a host of intellectual property triggers "

Employment Practices Liability

  • Host of traditional employment practices liability triggers Full limits of third-party coverage as standard Can include $100K wage & hour defense via endorsement
  • Broad definitions

Warranty

  • Fills gap between manufacturers E&O (third-party trigger) and product recall (first-party trigger)
  • Cannot be written standalone
  • Sub-limited
  • Only available for select risks

Highlights

  • Available nationally
  • Limits: up to $5M
  • Minimum premium: $5,000
  • Deductibles: as low as $5,000
  • Can consider Defense Outside Limits and capped at $1M
  • A la carte approach – can remove certain insuring agreements if needed

Contact Us

David Lewison
EVP, National Professional Lines Practice Leader
Amwins Brokerage of New York - New York City, NY
212.858.8975 david.lewison@amwins.com

Related Programs