Auto Servicing Operations

This insurance program serves as a streamlined alternative for small auto servicing entities to easily obtain Site Pollution Liability coverage that is designed to fit their operation’s unique needs.

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Small entities that provide auto servicing work have unique pollution liability needs. Often, these small entities can only find limited add-on Pollution Liability coverage which doesn’t fully meet their needs or traditional Pollution Liability policies which are expensive and beyond what is needed.

AmWINS Program Underwriters is pleased to now offer Dealer Pollution Advantage, a standalone Site Pollution Liability program in conjunction with an “A+ XV” rated carrier.

Target Clients Include

  • Auto Dealers
  • Repair Shops
  • Servicing Centers
  • Motorcycle Shops
  • RV Servicing Centers
  • Tire Dealerships
  • Lube Shops
  • Muffler Shops
  • Oil Change Centers
  • Transmission Repair Centers
  • Battery Stores

Standard Pollution Liability Coverages

  • On/off-site clean up and Third Party BI and PD
  • Automatic coverage for aboveground storage tanks up to 110 gallons
  • Ability to schedule aboveground storage tank systems over 110 gallons
  • Ability to schedule non-regulated underground storage tank systems
  • Automatic coverage for third party contingent liability for waste transportation
  • Automatic coverage for third party contingent liability for non-owned waste disposal locations including on-site coverage

Program Highlights

  • Ability to honor previous carriers’ retro dates on new business
  • Flexible deductible options
  • Tail coverage
  • Loading and Unloading coverage
  • Restoration costs included in definition of clean-up costs
  • Simple underwriting process

Limits: Up to $4,000,000

Availability: National

Minimum Premium: $500

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