Automatic Tank Coverage: Less Scheduling. More Confidence.

Automotive dealerships have unique pollution liability needs and want an insurance partner familiar with and dedicated to protecting their unique exposures. Often, these operations can only find limited add-on pollution liability coverage which doesn’t fully meet their needs or traditional pollution liability policies which are expensive and beyond what is needed.

Many auto servicing operations store and transport waste oil barrels, antifreeze containers, windshield washer fluid, heating oil, and other types of high-risk waste materials.  Other common risks include oil/grease spills, malfunctioning hydraulic lifts, and chemical storage leaks.  While these businesses may not have a financial responsibility requirement, many have pollution liability requirements if a spillage occurs. 

Amwins Program Underwriters’ standalone Auto Dealer’s Pollution program offers an Automatic Tank Coverage Enhancement that automatically includes aboveground storage tank systems of all sizes and oil/water separators at covered locations - no need to gather aboveground tank data to obtain coverage. Backed by our long-time A+ XV rated carrier, this standalone site pollution liability solution is designed for today’s dealership operations to help reduce missed exposures while improving ease of process.

Program Highlights

• Automatic Tank Coverage enhancement available for most dealer clients (view target classes and eligibility on our brochure)
• Flexible deductible options
• Tail coverage
• Loading and unloading coverage
• Restoration costs included in the definition of clean‑up costs
• Can honor a previous carrier’s retro dates on new business
• Streamlined underwriting process = fast turnaround time + quick quotes

Eligible accounts

• Auto dealers
• Repair shops
• Servicing centers
• Motorcycle shops
• RV servicing centers
• Tire dealerships
• Lube shops
• Muffler shops
• Oil change centers
• Transmission repair centers
• Battery stores
  
  

Standard pollution liability coverages

• On/off-site clean up and third party BI and PD
• Automatic coverage for aboveground storage tanks and oil/water separators
• Ability to schedule non-regulated underground storage tank systems
• Automatic coverage for third party contingent liability for waste transportation
• Automatic coverage for third party contingent liability for non-owned waste disposal locations including on-site coverage
• Defense included

Submission requirements

• Completed Auto Dealer's Pollution application