Ancillary Benefits

AmWINS offers a diverse selection of ancillary benefits for employer groups starting at as few as two employees.

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AmWINS provides ancillary products for fully-insured and self-funded employer groups. Implementing ancillary products, such as vision and dental benefits, enhance employee satisfaction and create new revenue streams for benefits agents. AmWINS has the administrative resources and carrier relationships needed to provide best-in-class ancillary solutions. 

Vision

Employers Vision Trust

  • Group plans available for 2+ employees
  • Voluntary plans available for 10+ employees
  • Access to the largest provider of vision care – VSP, with 30,000 in-network providers

 

Dental

Employers Dental Trust

  • Plans for 2+ employees (contact us for state exclusions)
  • Special underwriting and rates apply to firms with 100+ eligible employees
  • MetLife’s PDP Plus Network available on all plans – with more than 344,000 access points

 

Life & Disability

Employers Group Trust

  • Group Life, AD&D, Short-Term Disability & Long-Term Disability for 2+ employees
  • STD & LTD non-medically underwritten
  • 35+ years of stable pricing and retention history
  • Insured by Lincoln Financial Group

American United Life 2+ Protector

  • Group Life, AD&D, Short-Term Disability & Long-Term Disability for 2-9 

 

Health Reimbursement Arrangement (HRA) 

GBS Advantage HRA 

  • Increase benefits through reimbursement of out-of-pocket expenses and significantly lower healthcare costs
  • For any size employer (fully-insured or self-funded plans)
  • Unused HRA funds belong to the employer

 

Health Savings Account (HSA)

GBS Advantage HSA

  • Employees earn and save tax free dollars to help pay for eligible medical expenses
  • HSA funds belong to the employee and unused funds rollover from year to year
  • Improves employee awareness of the impact lifestyle has on their out-of-pocket costs

 

Business Travel Accident

  • 24-hour All Risk Accident Protection – all business trips, up to 90 days
  • Domestic & International Coverage for medical needs, accidents and emergencies
  • These events can be costly and may not be covered under traditional insurance or workers’ compensation