Property + Casualty

As the leader in specialty insurance distribution, we work with retail insurance agents, brokers and consultants to provide solutions to their commercial property and casualty risk placement challenges.

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Through our relationships with more than 800+ E&S and specialty markets, our P&C business has grown to be the largest wholesale insurance broker in the U.S., placing $12.3 billion in property, casualty and professional lines premium annually.

Our dedicated national practice groups, our brokers and underwriters have the collective knowledge and relationships of the firm at their fingertips. They can handle nearly any placement challenge – from highly complex, layered accounts to small binding authority business.

We also have underwriting authority for more than 60 niche insurance programs to meet the unique needs of specific classes, and access to a leading London broker through our international division.

 


Recent Insights

Cyber Liability, Professional Lines, Property & Casualty

Resource Spotlight: Silent Cyber Exposure Evaluation

01/20/21

Need help determining your client’s specific silent cyber exposure and whether they need AmWINS' Cyber Umbrella Policy, CyberUP? We’ve developed a self-evaluation tool to identify risk factors and deliver an easy-to-understand score that retailers can share with their insured.

COVID-19, Emerging Risks, Environmental, Healthcare (P&C), Manufacturing, Professional Lines, Property & Casualty

Insuring Testing Labs: Top 4 Policy Considerations

01/21/21

Businesses of all types rely on the laboratory testing services industry to perform tests on items ranging from consumer goods and food products to construction materials and industrial components. Since testing labs span numerous industries, each with their own regulation standards and risk factors, insureds need a policy that is designed to specifically address their unique needs. This article highlights four areas that should be thoroughly considered when developing a coverage plan for testing labs.

Casualty, Cyber Liability, Healthcare (P&C), Manufacturing, Marine and Logistics, Professional Lines, Property, Property & Casualty, Transportation

Silent Cyber: An Issue Making Noise Across Industries and Coverage Lines

01/21/21

Cyber events don’t always just result in financial loss but can also cause first or third-party bodily injury or physical damage. In response, many insurers have adopted various exclusions, sub-limits and changes to non-cyber insurance policies. This issue of non-affirmative coverage for cyber events is known as silent cyber. Through various claim scenarios across coverage lines and industries, this article explores the wide range of insureds that are at risk of a silent cyber incident.

Casualty, Construction, Energy, Marine and Logistics, Professional Lines, Property, Property & Casualty, Transportation

State of the London Market - Q4 2020

12/08/20

Despite the ongoing pandemic and hard market pressures, the London marketplace has demonstrated its resilience. In the Q4 State of the London Market report, our London specialists at THB take a closer look at what's happening at Lloyd's and examine market conditions across several segments.

Casualty, Healthcare (P&C), Professional Lines, Property & Casualty, Transportation

The Ripple Effect of Social Inflation and Nuclear Verdicts on the Insurance Industry

12/08/20

​Social inflation is an issue that continues to gain intensity. The term describes the convergence of societal and legal trends resulting in increased litigation and larger jury awards. As these cases are tipping in the plaintiff’s favor, social inflation is adversely impacting insurance capacity and increasing pricing. This article explores the issues driving social inflation, mitigation strategies and what the future holds for impacted sectors.​

COVID-19, Casualty, Property, Property & Casualty, Small Business

Insurance Impact of COVID-19 on Short-term Rentals and Transportation Network Platforms

11/10/20

​The pandemic has had a profound impact on the hospitality and service industry. This also extends to aspects of the sharing economy including short-term vacation rentals and transportation network platforms. This article takes a closer look at COVID-19’s impact on these platforms and insurance coverage implications that retail agents should be aware of.

Property, Property & Casualty

How to Overcome a Loss with an Emergency Response Plan

11/10/20

When your client's business has suffered a loss, so much of how they respond afterward is predicated on how well they've prepared prior to it occurring. Emergency response preparation is invaluable in the event of an unforeseen loss.​ This article offers questions to ask your clients and tips to develop an effective response plan.

Cyber Liability, Professional Lines, Property & Casualty

Resource Spotlight: AmWINS’ Cyber Benchmarking Tool

10/20/20

Cyber-attacks and their severity and frequency are constantly evolving – with risks and expenses varying widely among industries. AmWINS’ proprietary cyber benchmarking tool assists in making policy limit purchasing decisions by analyzing data from thousands of cyber liability placements made by AmWINS brokers.

COVID-19, Construction, Energy, Property, Property & Casualty, Real Estate

State of the Property Market - Q3 2020

10/20/20

The current Property market is not what most would consider a “traditional hard market,” where demand exceeds supply. Despite a strong capital position, most of the property market continues to harden at an increasing rate. In addition to the usual drivers, several new or heightened factors are affecting the market. Our Q3 State of the Property Market report examines these issues as well as impacts across several industry segments.

COVID-19, Casualty, Construction, Emerging Risks, Energy, Property & Casualty, Public Entity, Transportation

State of the Casualty Market - Q3 2020

10/20/20

With capacity continuing to constrict, especially in the higher excess layers, the casualty market presents many challenges to buyers. These market conditions, which are often driven by claims, are expected to continue for at least 18 months. Our Q3 State of the Casualty Market report examines these issues as well as impacts across several industry segments.

COVID-19, Cyber Liability, Professional Lines, Property & Casualty

State of the Professional Lines Market - Q3 2020

10/20/20

Professional lines has always been a diverse market, varying widely in capacity, pricing and underwriting appetite among the different segments. Today, difficult market conditions exist across most segments, as carriers struggle to adapt to new challenges and brokers work to replace lost capacity. The Q3 State of the Professional Lines Market report examines trends across several of these segments.

Casualty, Property & Casualty

Commercial Umbrella - Standalone or Follow Form?

09/16/20

​​​​Umbrella or Excess; Stand Alone or Follow Form. These may seem like common terms in our industry, but do you really know the difference? This article takes a closer look at various Umbrella policies, debunks common misconceptions and helps you determine which is best - before a claim is denied.​

Casualty, Environmental, Property & Casualty

PFAS: The Risk of Forever Chemicals to Manufacturers, Distributors and Municipalities

09/16/20

​Do you know what PFAS are? Did you know that they can cause health issues and that you're likely exposed to them every day in household items and drinking water? This article explores the world of PFAS, including government regulations, exposures and coverages for the businesses and municipalities at risk for lawsuits or remediation costs.

Cyber Liability, Professional Lines, Property & Casualty

COVID-19 Leads to Cybercrime Chaos

09/16/20

As working from home becomes the new norm, exposure to cybercrime has risen at an alarming rate; 300% according to the FBI. Personal home networks are much less secure than the organized network infrastructure used in offices. Learn more about the recent rise in cybercrime and how AmWINS' expertise and tailored cyber insurance products can help you protect your clients.

Property, Property & Casualty

2020 Natural Disasters: AmWINS Special Report

08/24/20

In true 2020 fashion, this week is shaping up to be a historic weather event with Tropical Storms Laura and Marco headed for the Gulf. Numerous catastrophic events combined with the precarious economic environment continue to impact market conditions. AmWINS is on your team, especially now. This special report provides claims resources and market insights.

COVID-19, Professional Lines, Property & Casualty

Employment Practices Liability: #whatstrending

08/19/20

Employment practices liability (EPL) insurance in the U.S. marketplace has always been affected by social trends. This article explores the top factors influencing buyer behavior, product development and underwriting appetite associated with EPL coverage.​

Casualty, Marine and Logistics, Property & Casualty, Transportation

Unpacking Warehouse Legal Liability

07/28/20

Warehouse Legal Liability is a complicated line with many gray areas and multiple interpretations of its coverages. This article discusses coverage triggers, legal vs. contractual liability and the importance of warehouse receipts.

COVID-19, Casualty, Property, Property & Casualty, Small Business

5 Strategies for Successful Small Business Renewals During COVID

07/21/20

In the current economic climate, many small businesses are struggling and some may even fail. Despite these challenges and the continued hardening market, there is opportunity for retailers to write and retain business. This article provides guidance on navigating the complex small business marketplace and helps retailers fine tune their understanding of what insurable risks will look like over the next 12 to 24 months.

Casualty, Manufacturing, Product Recall, Property & Casualty

What Product Recall Insurance and Risk Mitigation Plan Is Right for Your Clients?

07/21/20

​Product recalls are one of the most damaging events a business may encounter. In order to effectively respond to an incident, companies must be prepared with proper risk management strategies. As policy wording varies, it's also critical to ensure your clients have the right policy type in place to appropriately address their first- and third-party exposures.

COVID-19, Casualty, Construction, Group Benefits, Hospitality & Entertainment, Manufacturing, Professional Lines, Property, Property & Casualty, Real Estate, Small Business

On-Demand Webinar: COVID-19 Economic Impact and Future Outlook

05/15/20

As a result of the COVID-19 crisis, our industry is facing a broad array of challenges that impact insureds of every size and in every industry. In the first of a series of webinars, we hear from an economist on the financial impacts of COVID-19 and what we can expect in the future. This webinar is intended to complement your conversations with clients about how to plan for the next 12 to 24 months.