About PRMA

AmWINS Brokerage of Georgia has an exclusive agreement with Property Risk Management Association (“PRMA”)

Blanket All Risk Property Program Feature

  • All Risk manuscript form
  • All real and personal property
  • Actual loss sustained as respects loss of rental value including 365-day extended period of indemnity
  • Building ordinance including contingent liability; demolition and increased cost of construction
  • Includes sprinkler leakage
  • Replacement cost if repaired or replaced
  • No coinsurance
  • Includes terrorism coverage
  • Includes earthquake and flood coverage
  • Includes equipment breakdown and jurisdictional inspections


Program Qualifications and Details

  • TIV greater than $50M
  • Adequate replacement cost values
  • All key property locations will be inspected to verify submitted information is accurate
  • $250 association membership fee
  • Non-admitted, A.M. Best A- through A+ rated carrier(s)


Major Property Exclusions

  • Earthquake in California
  • Vacant locations


Accessing PRMA

PRMA is accessible exclusively via AmWINS brokers. To access PRMA, contact your current AmWINS property broker. If you do not have and AmWINS property broker, contact Tom Tio with AmWINS Brokerage of Georgia at tom.tio@amwins.com or 404.920.3670.


Submission Requirements

  • Statement of value including COPE
  • Currently valued loss runs (five years preferred)
  • Details on large claims will be requested
  • Historical deductible level by year is required
  • Summary of five-year historical TIV
  • Signed Acord 125 application or equivalent