Binders & Programs

Binding Authorities/Delegated Authorities make up roughly 40% of our business. Amwins Global Risks is the largest broker of binding authority business into Lloyd’s, with binder premium in excess of $800 million. That’s over 11% of global binder premium. While being the largest has never been the goal, we won’t deny that our scale gives us a competitive advantage in the marketplace.  We offer a complete solution for all aspects of program business, from full delegated underwriting authority to embedded product solutions.

Is size important?

In binder business it is. It means we have teams dedicated to binder business – broking, administration, analysis - focused on accessing capacity, speeding up processing and reporting for coverholders, and improving client service with advanced modelling systems.

Areas of specialty

Starting with initial program design to ongoing contract support, we work with you every step of the way.  And we work globally across all classes. We access specialist UK markets for multiple jurisdictions, whatever the class of business - from Cat and personal lines property through to cyber, professional and financial lines and everything in between.

Initial program design and full submission support when building a proposal

A dedicated analytical team working with you to review data and inform decision making

Full technical support including contract preparation and ongoing maintenance throughout the term of the arrangement

Specialist expertise to assist with the Lloyd’s coverholder approval process.

Dedicated and experienced claims support to assist you with handling TPAs and Insurers.

Clients need access to capacity: we have the longstanding relationships with both Lloyd’s of London and direct insurance markets to make that happen.

Individual flood accounts are typically placed under a specialist binding authority which can accommodate primary, excess, non-participating community and CBRA exposures. Need more? We have a designated Condo facility offering coverage in excess of the RCBAP limits available under the NFIP program. And yes, of course, bespoke solutions too.

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Experienced Risk & Compliance support 

Our corporate protocols are well-established, and we regularly and routinely engage with the FCA, Lloyd’s and other regulatory/oversight bodies. This means our brokers and clients can be confident that we have compliance covered. 

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Our influence = your advantage

We use our aggregation of volume with markets to the advantage of our broker clients, it’s that simple.

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Expertise in analytics 

We’re continually investing heavily in technology and data/analytics expertise to keep our clients ahead. We offer catastrophe modelling services and expertise to help clients understand their exposure to catastrophic loss and what’s driving their exposure, helping us structure better insurance solutions.



Of Lloyd's Global Binder Business


Binder Premium


Binder Coverholders

Luke Hall
Director, Special Risks
Amwins Global Risks - London
+44 (0)20 7469 0147
Lee Collins
Director, Head of Binding Authority Broking
Amwins Global Risks - London
+44 (0) 20 7444 9564 | +44 (0)7584 052956