As the frequency and severity of natural catastrophes (NAT CAT) continue to climb, the renewable energy sector faces growing exposure to severe convective storms (SCS), specifically affecting utility-scale solar projects that generate power at a commercial level and feed it directly into the grid. Hail, wind and other storm-related perils can cause major damage and prolonged downtime. 

We offer dedicated Excess of Loss (XOL) insurance coverage designed to provide robust protection for operational and construction-phase solar projects impacted by severe convective storm and other named natural-catastrophe perils.

Solar sites are particularly vulnerable to natural catastrophes. And when damage hits, rebuilding takes time. Outages and delays can stretch well beyond a year. Our renewable energy natural catastrophe insurance program includes Business Interruption (BI) and Delay in Start-Up (DSU) coverage, helping insureds manage long-tail financial impact with confidence.