Offers cover for most types of independently owned retail businesses.

Retailers invest time and money in building their business, and we understand every retail business faces exposure to different types of risks. There is no one-size-fits-all approach. Our Retailers product is suitable for most types of independently owned retail businesses. From opticians to newsagents, butchers to grocers, it offers a wide range of cover to provide insurance solutions for your clients’ businesses.

Levels of cover can include:

  • Property: All Risks, Money, Goods in Transit, Computer All Risks, Deterioration of Stock and Portable property
  • Business Interruption: Gross Profit, Book Debts and Loss of Licence
  • Employers’ Liability
  • Public & Products Liability
  • Terrorism

Target markets

  • High street and retail park premises
  • Trades like:
    • Opticians
    • Grocers
    • Hairdressers
    • Florists
    • Carpet retailers

Outside standard scope

  • Dry cleaners
  • Launderettes
  • Betting shops
  • Seasonal risks

Talk to us

  • Turnover above £5M
  • Risks with Wholesale element
  • Concessions/ kiosks
  • Work away
  • Restaurants

General Enquiries

Contact Us

Paul Baillie
Unicorn Underwriting Limited
+44 (0) 7909 210991
Matt Colliss
Senior Underwriter
Unicorn Underwriting Limited
+44 (0) 7771 874977
Jeff Gilbert
Unicorn Underwriting Limited
+44 (0) 7870 574601