Property Risk Management Association

PRMA is an association for the benefit of those persons or entities that are engaged in the commercial and/or industrial real estate business.

About PRMA

Amwins Brokerage of Georgia has an exclusive agreement with Property Risk Management Association (“PRMA”)

PRMA’s purpose is to establish an association for the benefit of those persons or entities that are engaged in the commercial and/or industrial real estate business, and to promote the interests and to advance the education of those in the commercial and/or industrial real estate business. 

Membership in PRMA includes the following benefits: access to selected real estate industry publications and service providers, annual newsletter, and the PRMA property insurance program (subject to insurers’ underwriting approval).

Membership in PRMA is voluntary and requires payment of a fee. It does not guarantee an offer of insurance coverage or a renewal of existing insurance.

Prospective members, through their retail broker, can seek a quote from the PRMA insurance program without becoming a PRMA member; however, membership is required to bind coverage under the program. The PRMA insurance program is available to qualified retail brokers nationwide through Amwins Brokerage of Georgia.

Blanket All Risk Property Program Feature

  • All Risk manuscript form
  • All real and personal property
  • Actual loss sustained as respects loss of rental value including 365-day extended period of indemnity
  • Building ordinance including contingent liability; demolition and increased cost of construction
  • Includes sprinkler leakage
  • Replacement cost if repaired or replaced
  • No coinsurance
  • Includes terrorism coverage
  • Includes earthquake and flood coverage
  • Includes equipment breakdown and jurisdictional inspections

Program Qualifications and Details

  • TIV greater than $50M
  • Adequate replacement cost values
  • All key property locations will be inspected to verify submitted information is accurate
  • $250 association membership fee
  • Non-admitted, A.M. Best A- through A+ rated carrier(s)


Major Property Exclusions

  • Earthquake in California
  • Vacant locations


Accessing PRMA

PRMA is accessible exclusively via Amwins brokers. To access PRMA, contact your current Amwins property broker. If you do not have an Amwins property broker, contact Tom Tio with Amwins Brokerage of Georgia at or 404.920.3670.

Submission Requirements

  • Statement of value including COPE
  • Currently valued loss runs (five years preferred)
  • Details on large claims will be requested
  • Historical deductible level by year is required
  • Summary of five-year historical TIV
  • Signed industry application