Limousine & Luxury Transportation

Insurance programs designed to meet the needs of the limousine and luxury transportation industry.

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The limousine and luxury transportation industry provides a key service to individuals and organizations seeking reliable transportation that leaves a positive impression. 

Recent years have brought about many industry changes, with ridesharing services like Uber and Lyft entering the market and regulations struggling to keep up. 

Given the changes to the industry, it can be hard to find the right insurance coverage for limousines and other forms of luxury transportation. The team at AmWINS Transportation Underwriters has almost 150 years of combined experience in limousine insurance and underwriting and can guide you in selecting the right coverage to meet your needs. We are proud to offer two limousine insurance programs that, together, provide coverage solutions across most of the United States. 

Limousine insurance programs at AmWINS Transportation Underwriters 

limousine transportationLuxTrans RPG, formerly known as PALO (Professional Association of Limousine Operators), has a 30-year track record of providing a quality product by adjusting to market changes and industry demands through fair and competitive pricing, underwriting guidelines and loss control. 

LuxTrans RPG features include:

  • New ventures considered

  • Target classes: Pre-arranged limousine service (including luxury buses), luxury sedan/SUV/van

  • Available in: AZ, CA, CO, DE, GA, IL, IN, MD, MO, NV, NC, OH, TN, TX, VA 


Public auto
is focused on partnering with quality accounts that use smaller seating capacity vehicles. 

Public auto features include:

  • Up to 30% rideshare/TNC

  • Target classes: Pre-arranged limousine service (including luxury buses), luxury sedan/SUV/Van, airport bus, charter buses

  • Available in all states EXCEPT: AL, AK, FL, HI, LA, MA, MI, MS, NJ, NY, OR, RI, WA, WV

  • Visit our public auto page to learn more

Limousine Insurance coverages

  • Auto liability 

  • Auto physical damage

  • General liability

  • Excess auto

Our commitment to you

At AmWINS Transportation Underwriters, we believe that exceptional customer service and transparency are the cornerstones to doing business. Our niche expertise and dedicated support team enables us to provide you with accurate and timely account information. You can rely on us to deliver the limousine and luxury transportation solutions you need. 

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Public Auto