Lessor's Risk

Choose from low minimum premiums, hundreds of written occupancies and numerous coverage enhancements.
condominium units on waterfront


  • Low Minimum Premiums
  • A.M. Best “A” rated carriers
  • Package or Monoline Policies Available
  • Hired and Non-Owned Auto Liability
  • Excess Liability Limits
  • Outside Signs
  • No Age Restrictions on Property
  • All Tenant Occupancies Considered, Including
    • New Ventures
    • New Purchases
    • Risks with Prior Losses
  • Coastal Capacity Available
    • Including Frame Construction


Tough Occupancies Welcome

Hundreds of acceptable occupancies written, including:

  • Bars and Nightclubs
  • Auto Repair / Service Shops
  • Woodworking Shops
  • Day Care Centers
  • Medical Marijuana Growers


Numerous Coverage Enhancements

A broad range of coverage enhancements, including:

  • Special Form Property Coverage
  • Business Income/Extra Expense
    • Including Dependent Properties
  • Ordinance or Law
  • Limited Pollution Liability


Submission Requirements

  • Completed industry standard applications
  • Lessor’s Risk Supplement
  • 5 Years of Currently Valued Loss Runs
  • Confirmation That the Owner Collects Certificates of Insurance with Additional Insured Status from All Tenants