For hospitals and healthcare systems, it doesn't get more premier than this.

The Premier insurance program offers specialized hospital insurance products with pre-negotiated terms, conditions and coverage enhancements in the following lines of business:

Healthcare Professional Liability

Delivers broad protection for hospitals and physicians, with built-in benefits and exclusive coverage enhancements.

• Includes a unique coverage endorsement offering crisis management support for qualifying placements
• Return premium program rewards strong group performance
• Flexible structure with primary, excess, and umbrella options
• Risk consulting and physician education included to support safety and compliance

Hospital Property Insurance

Safeguards high-value hospital assets with built-in pricing and coverage advantages.

• Pre-arranged pricing and policy enhancements
• Rate protection and appraisal subsidies
• Risk benchmarking and stewardship reporting
• Designed for large hospital property portfolios

Excess Workers’ Compensation

Delivers long-term value through profit-sharing and advanced risk control services.

• High retention and multi-year profit-sharing potential
• Crisis response and medical management included
• Dynamic loss control platform (MAP)
• Eligibility based on participation and performance

Healthcare Management Liability

Addresses leadership and organizational risks with flexible, high-impact coverage.

• Coverage for directors & officers, employment practices, and fiduciary exposures
• Automatic sub-limit increases for regulatory claims
• Proprietary terms with minimal exclusions
• Global protection and extended reporting periods

Hospital Cyber Liability

Combines breach response, education, and layered protection for evolving cyber threats.

• Coverage for ransomware, data breaches, and regulatory fines
• No-claims bonus return premium for qualifying participants
• Educational resources and breach response workshops
• Flexible excess options and layered protection